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REDDIT

Rolling and deploying 200k from an old 401k into my tIRA

R
Feb 24, 2025 · 00:23

48M as title states im rolling an old dormant 401k into my tIRA that has 50k in it currently. I want to make sure im diversified enough while still keeping an aggressive outlook into a 15-17 year timeline. For context my wife and i have 700k in other 401ks, 50k in tIRA, as mentioned and a small cash account 10k.
Here is my thots on allocations:

120k SWPPX
20k SCHG
10k SCHD
10k VXUS
10k VTI already have 15k in the IRA
10k SWSSX
5k IBIT
5k NVDA
5k AMZN
5k Cash to deploy if i missed anything

Lots of overlap i know but feel im decently hedged/diversified in other 401ks. The last 20k is flexible. I dont need bitcoin exposure but want some. Nvda/amzn i believe in for the long run, i only am looking to accumulate.

I know this allocation is not the simplest and willing to modify it but would love to hear feedback. Appreciate the 2 cents in advance.