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REDDIT

How many of you have moved to cash or not risky investments recently?

P
Feb 23, 2025 · 20:35

Hi there guys, hoping you are having a good Sunday.

Reading this subreddit lately, plus economics and ETF subreddits, there seem to be a high sentiment of instability.

Seems some people have moved to investments of 4-5% APR or cash, have you guys done the same?

Other ones have moved a bit of their portfolio to outside the US.

In my case myself, I'm from Chile and moved half of my assest to 5.5% APR locally (so, in CLP) which can be used at any time (instant liquidity), so it's like cash. The rest on VOO mostly (which if I want to sell and move them to CLP, it would take about 2 days).

The USD/CLP has been going downwards a lot (not sure if the USD is less strong lately or the CLP is getting stronger), so buying now is cheaper than 2 months ago or so.

Or have you guys kept all still on more riskier/long term investments?