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Root has $300 million of off-balance sheet assets on $800 million market cap
Root (ROOT) is an auto-insurance business with only 0.42% of market share in the US. Root is also one of the leaders in telematics technology and embedded insurance, both of which are growing faster than the industry average. Today, the technology has become so good, that Root is one of …
Bed Bath & Beyond spent $9.55 billion buying back its own stock. Eleven months later it filed for Chapter 11.
Total buyback spend across 14 fiscal years: roughly **$9.55 billion**. Early on this was a legitimately strong retailer. Gross margins in the low-to-mid 40s, operating margins in the mid-teens, an Altman Z-Score sitting well above **5**, deep in the safe zone. Then two things happened at once. Long-term debt shows …
How does Value Investing for defensive investors looks like in 2026?
Based on Benjamin Graham's a defensive investor must limit to companies that meet these 7 rigorous criteria: * **Adequate Size:** Large, prominent companies (avoid small companies, which are more vulnerable). * **Strong Financial Condition:** For industrial companies, current assets should be at least 1.5 to 2 times current liabilities. Long-term …
At what point are you trimming or selling all of your $MSFT?
I was thrilled to load up on Microsoft below $400, however, this isn't a circle-jerk post about patting each other on the back. If I compare it to a company like Google, it seems to me, based on respective earnings and balance sheets, that MSFT and GOOG are about the …
Real Investing
Financial planning and investing are tough. There’s no perfect strategy, no guaranteed returns, and plenty of noise.
At what point does a high-growth company become “too expensive” to justify investing in?
I have been thinking about how investors value companies that are growing really quickly but have pretty high valuations. If a company is consistently growing revenue at, say, 30–40% annually, how much should investors actually care about its current P/E or P/S ratio? is it reasonable to accept a much …
AI might not kill SaaS it is killing Freelancer & Digital Content platform
Getty and Upwork just post earning, both dropped 20%+, big yikes. Digital Content, ill there even be a comeback? AI-generated content is already good enough. Even if strict copyright laws against AI model training are passed in the future, I don't see a turning point. Right now, there’s still some …