Posts
Trump’s new tariff policy isn’t just a headline — it’s a ripple that touches retirement plans, grocery bills, and long-term financial security.
Tariffs May Sound Political — But They Hit Closer to Home Than You Think Here’s what often happens next: Tech and EV stocks pull back sharply (many 401(k)s are overweight here) Consumer prices rise subtly — inflation creeps in again Markets grow volatile as institutions shift early — while most …
Deferring capital gains via short sell
Let's say an investor has $500,000 in a stock like VTI. He wants to sell $50,000 of that, but doesn't want to trigger capital gains. One way to lock-in gains would be to short sell $50,000 worth of VTI, essentially creating a neutral position (short selling against the box). However, …
What is the best way for a new investor to take advantage of the market?
I've been saving up for a large project. It'll take me another year to get what I need put away but I'd like to try to grow what I've already saved. I held off on investing it into stocks, and after seeing what's happened the past few days, I'm thankful …
9 of the 10 worst single-day point losses in Dow Jones history have occurred under Trump
Sharing a site I came across — it highlights the 10 largest single-day point drops on the Dow Jones Industrial Average. Eight happened between 2018 and 2020. Today’s decline is 5th worst all time. I know point losses aren’t the same as percentage drops, but it’s still striking how concentrated …
TSP, currently 35% in I-fund, which aims to match the EAFE Index. Any reason I shouldn't push this higher?
I've got the other 65% split between the C and S funds (breakdown of those available [here](https://www.investopedia.com/articles/investing/061113/breaking-down-tsp-investment-funds.asp#toc-fixed-income-investment-index-fund-f-fund)) and honestly the numbers aren't looking too hot right now. Normally I'm on the "just ride it out" boat but I feel like maybe more non-US funding might not be a bad thing …
Automated/ Robo Investing
Hello, For years Ive traded individual stocks and options. Recently I've wanted to become more hands off so I have been looking into automated investing accounts. I'm sure each broker has their own thing. To get a feel for it I opened a new Robinhood Stategies account. It has a …
With a $5 trillion increase in deficits from tax cuts who is going to buy US treasuries abroad in a tariff war? Are we risking the Dollar global reserve currency status on tariffs?
Peter Thiel has long been saying globalism was bad in the Clinton era fueling growth in a bad way. To what extent sure, I dont agree with everything Clinton did at the behest of the GOP Senate and House. But sometimes once you do something there is no going back. …
The UN Is Mispricing Demographic Risk in China—Global Macro Investors Should Pay Attention
**TL;DR**: The UN projects China’s population decline will be moderate with fertility rebounding over time. But that assumption isn't based on evidence—it's baked into the model itself. The UN’s “median case” is deeply flawed and the "Constant Fertility" and "80% lower bound series better reflect reality. Given these assumptions, we’re …
Anyone else worried about the elderly/those retired?
We’re all seeing that red today. Tbh I’m not phased. I’m learning a lot. I’m S&P across all of my accounts, and I’m seeing just how meaningful it is to diversify. To be clear this hasn’t changed my plans for the future. I’m thinking of those retired or planning on …
I have been trying to figure out what will crack PE/PC.. PC variable rate CLOs. If Stagflation/Tariffs hold, US credit gets downgraded from Tax Cuts, BOOM
Wonder if the projected tariff revenues will be huge to pass big tax cuts but they wont put in corporate tax revenue declining from tariffs. Either way our debt problem is only going to get worse. We need to refi $7 trillion this year of debt and more every year …