Posts
Rant: Look up the holdings
I'm almost 38 and had to kind of bootstrap retirement for the last 3-4 years after being very ignorant most of my life. People's selections of ETFs bogles my mind, usually it is thousands or tens of thousands of dollars, asking Reddit/the Internet for help but have been fed trendy …
I came into a small amount of money, how should I make the most of it?
Hi! As the title suggests I recently came into a little bit of cash. Nothing life changing or mind boggling. About $3,000. A life insurance policy taken out in my name was recently surrendered to me and now I have some liquidity (lol). I have a decent savings but as …
Porporty advice for keeping property in the family.
My family of 7 is currently looking to move to another city in Southern California. I want to keep the current house that we are living in and take on the payments while my parents and other family members go and buy another. I quickly ran this idea by my …
2021: would you us HELOC for I-bonds?
I had a $150K HELOC back in 2020-2023 that at the bottom had a 3~% APR. I thought about taking out some of that and putting it into I-bonds when they were above 8% APY. I chickened out and never did. Missed opportunity? Feels like that should've been a very …
How do I find information on a decades old Investment account?
My mom found an old cassette tape from my great-grandfather (GGF) (her grandfather) from 1987 where he mentions that he's invested 1k in an account for each of his children and grandchildren. The tape mentions an enclosed document that has additional information, but it's since been lost. It's directed to …
Markets are future looking and why we haven't corrected more.
There seems to be a lot of redditors out there that believe the market should be crashing based on the terrible trade policies put into place. As well as the blatant manipulation from the president. 1. The U.S. market is a ponzi scheme. It's risen consistently for 100 years and …
Young investor (27) looking for advice with 401k allocations
Hello, As the title suggests, I'm a young professional that has been investing in a 401k thru my company for approximately 4 or 5 years. I'm now looking into investments and attempting to further my financial knowledge. My company goes thru Empower for our 401k, and I currently have the …
Hedging against global chaos
Ok, so I just rolled several retirement accounts over to my new 401(k) and IRA. It's sitting in cash and I need to get it reinvested. With all the uncertainty in the market- Orangeboy threatening to fire J Pow, declining USD, diminishing faith in US Bonds & Treasuries, trade wars, …
UGMA affect on Financial Aid
I’d like to create UGMAs for both young kids but am struggling to understand to what degree these would negatively impact financial aid. Location is TN. I do have 529s for both already to partially fund college. The purpose of the UGMA would be to help with home purchase when …
How do you find an investor for something not “listed”?
Lets say you”ve got a project outside the US, a good one based on real economy. To be precise - oil. There is a major behind it, and this is something being done routinely by the major company on a day to day basis. Quite lucrative ROI - around 50% …