Posts
Best way to start saving for 14 year old's college expenses?
I just invested 10k into the stock market for the first time. Aside from that I have my Roth TSP with work, a pretty immature whole life insurance policy/account (still not sure about this), and savings in an HYSA that I'm using to save for a house. My son's dad …
Time to buy gold and silver?
The tariff war is going into the 2nd phase: U.S. vs. China. Before U.S. market opens tomorrow, I expect China will increase tariff on U.S. goods to 125%. There are some reports that China is evaluating a stimulus package, but that is uncertain yet. In the next 90 days, we …
Google and META Investment Thesis during Recession
1. Both these companies are relatively less “China reliant” 2. They both monetize attention which is free to give 3. People will watch YouTube and scroll on Instagram even if they are broke and in a recession 4. They both have a lower PE than McDonald’s right now I know …
DCA order- or all tomorrow?
I had 40k in my Roth in a money market. I decided to DCA it into VTI weekly, over a 3 month period. But first i put 3,500 in FXAIX this Monday. (now of course I wish I had dumped it all in) I know about not timing the market …
Should I rollover a previous employers 401k to an IRA?
I’ve been on the fence for the past three months. Honestly, I just don’t really understand the intricacies of doing so or if I should. I’ve got around 95k in a 401k for an employer I left this past year. Are there any advantages to rolling it over to an …
Rollover 403b to Trad IRA and then to Roth IRA
Hello, I am 59 1/2 and would like to rollover my 403b to a Trad IRA and then start slowly converting that to a Roth IRA, minimizing taxes. My question is, are there any issues or restrictions that anyone is aware of in doing this? I know there is a …
How I stumbled upon an unexpected way to earn online
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Why do different total stock market indexes have different returns?
From my understanding VTI and ITOT are both nearly identical total stock market ETFs with the same ER and therefore should have negligible difference in returns. I hold ITOT in Fidelity. However, looking at todays return, VTI is up 10.15% and ITOT is up only 9.61%. Going back 1 year, …
Didn’t think it could actually work
I was chatting with a friend the other day—just the usual talk about what we’re up to, what we’re trying. He casually mentioned he’s doing small crypto actions that bring in some results. I laughed it off at first—like, “yeah right, show me.” And he did. No hype, no big …
Advice or tips requested.
I’m just starting to get into investing. I’ve bought 13 shares of AT&T, 10 of those shares were bought a year ago and they’ve appreciated since then. Just recently I bought 3 shares of unilever… I mean they’re everywhere. I’m just looking for some advice on buying stocks and what …