Posts
Is now a good time to pay off my house?
With all of the ups and downs in the market, I'm very tempted to pull my investment money out of the market and just pay off my house. The loan is only 3.4 percent, and I've only got 54 k left on the mortgage in a city that only going …
Nvida tomorrow?: for someone that doesn’t own any individual stocks
I’ve got very little tied up in VOO. So many videos talking about opportunities in the current market. Would tomorrow’s potential slight dip be a wise or unwise opportunity to buy Nvidia for the long haul? Or should I wait for less volatility before buying for the long haul? I …
Preserving Savings by Converting to Foreign Currency
Does it make sense to convert an emergency fund or sizeable savings into say GBP as the dollar continues to weaken? I have been tracking USD against Euro and GBP, it is about to outpace my annual money market interest in a single week. Can I expect the money market …
LOLDX - move away from short term bond fund investments?
I have the following in LOLDX in a couple of accounts. Traditional IRA, \~$6.3K Roth IRA, \~$1.3K Should I transfer these to my bigger buckets, like FXAIX? My investment knowledge is limited, and if I remember correctly, my advisor-at-the-time advised me to purchase these. But I see it's just continued …
Bloomberg reporting that Goldman Sachs adjusted US tourism revenue to decrease by $90 billion US dollars in 2025
[https://www.bloomberg.com/news/articles/2025-04-15/us-economy-is-set-to-lose-billions-as-foreign-tourists-stay-away](https://www.bloomberg.com/news/articles/2025-04-15/us-economy-is-set-to-lose-billions-as-foreign-tourists-stay-away) "Goldman Sachs Group Inc. estimates in a worst-case scenario, the hit this year from reduced travel and boycotts could total 0.3% of gross domestic product, which would amount to almost $90 billion." The Bloomberg article mentions that international travel to the US was down 10% in March 2024 compared …
Nvidia shares drop 6% in after hours trading after CEO Jensen Huang says US export controls on chips will cost $5.5 billion in fees
"Nvidia said on Tuesday that it will take a quarterly charge of about $5.5 billion tied to exporting H20 graphics processing units to China and other destinations. The U.S. government, during the Biden administration, restricted AI chip exports in 2022 and then updated the rules the following year to prevent …
WisdomTree Core Laddered Municipal Fund (WTMU)
Has anyone taken a look at this new fund that WisdomTree opened up about a week ago? Is this set up any different to things that have already been out there for decades? Have been interested in starting positions in municipal bonds for a while now and the convenience of …
529 Strategy for Grad School Tuition - Exploring Two Options
I'm facing a grad school tuition bill of $20K due in 15 days and have a 529 plan strategy I’d like some advice on. In 2024, I contributed $10K to my 529 for tax benefits and added another $8K in January 2025, leaving me with $18K available even though I …
Want to start investing in retirement at 24
Hi! So I am 24 years old and I make basically no money yet lol (about 30k take home a year) but i would like to start small in saving for retirement and I heard the best way to do it would be to start an IRA at my age …
Currently have 457B + TRS (TX Retirement System for Education Professional). Should I invest in a 401k as well?
Currently 24 years old. I worked for a local education department for 2 years and contributed to a 457B. In Texas, it is mandatory for educators to pay about 8% into TRS. I stopped working at that job last year, and recently started a part time job that offers a …