Posts
Can investing mitigate small perpetual business expenses?
I know this probably seems a bit weird of a question but, I was wondering what the best method of investing to have income generation would be for a business that has monthly or yearly reoccurring costs. Let's say we have a building we lease/rent and it's 4k a month …
What happens to the bond market if the US balances it's budget?
For the purpose of this thought experiment, let's pretend the US wasn't currently being led by an insane president. Anyway, US Treasury bonds are one of the most sought after investments in the world. They represent the risk free rate or return, and diversified portfolios everywhere want to hold them …
Savings bond redeemed at bank and paid wrong amount
I saw a prior post and this exact things happened to me. I cashed in about 20 old paper savings bonds (all a least 5 years hold) and was given a receipt. I was in a rush and didn't check the itemized receipt for each bond but saw that I …
So I got a question about mortgages
So let’s say you have a mortgage of about $60k with like 3% rate. I’ve seen on a few post where people say they have like $100k in a HYSA asking if they should pay off their mortgage. I’ve seen a few people tell them don’t pay the mortgage with …
Sold all my Tesla shares before the crash. Here’s why I still think that was the right call (even at today's price)
A couple of months ago, prior to Tesla correcting by \~40% I no longer believed in the thesis of their stock valuation so I sold my entire holdings. Despite my continued admiration for Tesla’s tech, from an investment standpoint, I remain bearish—and it has little to do with the political …
'Bagholding' a leveraged ETF
A few years ago I made a very foolish decision and put my savings into a 2X leveraged Russell 2000 ETF. I've lost about half of my money. I don't know whether to leave it there for a few more years and hopefully at least break even, or to sell …
Lost years and wondering where I stand
Hi everyone, I turned 29 yesterday and currently earning $80K per year in a full-time role. My financial path hasn’t been traditional. Over the past decade, I went through an on-and-off 4-year gap from full-time work. Those years weren’t planned — life just happened. I drifted for a while, unsure …
What's a better investment? I'm looking for some advice for family members
Need advice for family member pls help Hello My mother owns 50% stake, and my uncle the other 50%, in an 2300 sqft office building that's been in the family since the early 1960s. It's paid off and it's been rented out since the late 90s. Nothing has been done …
What loan rate is threshold for investing in broad market instead of paying off?
I have a number of loans with varying rates (2%-8%) and just came to enough $ to potentially pay them all off, or invest. What would be the threshold % loan rate for investing instead of paying off. For context, I have no other debt, and already max out on …
what to invest in if expecting recession
I strongly expect severe recession concerns are going to arise after the end of April, and dominate the economical conversations and the investment decisions. How to best position ourselves for this? - Gold is supposed to be safe, but when there is a large equity sell off the value of …