Posts
Should I pay off my house?
I have a loan of $700k, and enough cash to pay it off. The loan is 2.875% interest rate. My money market is 3.65% less .11% expense. I am struggling to find work and will be running out of unemployment benefits soon. My wife makes ~100k a year, we file …
Where do you think Bitcoin will be in 2035?
< $10k? Or > $250k? I don’t think it’s going away. It’s either $1M or zero. It already broke $125k, I feel like $1M is inevitable. Gen Z and Gen Alpha are more likely to own crypto than precious metals. Huge tailwind coming after boomers die and the new investor …
Time to sell Disney after 5-6 years
It’s been 5-6 years guys and the stock hasn’t moved. No loss no gain just stay still. Lost opportunities. I could’ve used the money to invest elsewhere. Also loss due to inflation. I’m just going to sell at even and invest elsewhere, even NFLX may be better.
Employer Just awitched retirement account to Fidelity. Which funds to pick?
My employer just moved our retirement plan over from Corebridge to Fidelity. I can either choose which funds I want, or put my money in a target retirement account. I'm 51 and have 1 million currently in my account. Here is a list of available funds from Fidelity: |Stock Investment …
Bought almost $30k of physical gold near the top.
28M Started buying physical gold earlier this year and, looking back, my timing couldn’t have been much worse. I put about **€25.8k (\\\~$29.4k)** into ÖGUSSA gold bars and I’m down around **20%** right now. I’m not planning to sell. I bought it as a long-term store of value, so the …
For a Roth 401k, are matches also Roth or traditional?
If I have a Roth 401k which receives an employer match, is the employer match a Roth match or a traditional match? If traditional, does this show up differently within the account so I can sort investments by traditional or Roth? Thank you in advance!
Daily General Discussion and Advice Thread - July 26, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Fundrise versus REITs and real estate CEFs
I've seen some people recommending Fundrise as a real estate investment. What would you say are the advantages of this over simply buying a REIT or real estate CEF? It seems to me that buying a fund offers more flexibility and you can also find funds that offer higher yields. …
CERN: Genesis Mission will develop and deploy self-improving AI models.
# Document to Read [Genesis Mission and HEP - LHC (PDF)](https://indico.cern.ch/event/1662511/contributions/6989580/attachments/3241179/5781542/Genesis%20Mission%20and%20HEP%20-%20LHC.pdf) --- The Genesis Mission is a major U.S. Department of Energy (DOE) initiative launched to integrate Artificial Intelligence (AI), quantum computing, and high-performance supercomputing directly into scientific research. --- ## Presentation Details * **Title:** Genesis Mission and HEP - …
Sticks with a good weekly outcome.
I know nobody has a crystal ball, and I'm not looking for guaranteed returns. I'm just curious what people are watching this week and why. I'm trying to come up with enough money for a plane ticket to visit my mom, who's been dealing with some serious health issues, and …