Posts
Double checking a co-workers investing advice
I'm finally at a point financially where I can start investing. I'll have $500/month to invest. My coworker, who seems to be somewhat knowledgeable, recommended putting 20% into each of the following. She said it was a good balance. FZROX FITLX FGRIX FDGFX FSGGX Would anyone be kind enough to …
Difference between TQQQ, VOO, SPY, etc?
I (27M) started investing a little before the GameStop craze during COVID. pocketed about 3k from it and have been throwing a couple bucks into my own personal brokerage account for fun and to learn more about trading for the last 7ish years. Most of my investment money goes to …
Explain it to me like I’m 5. Benefits of contributing to 401k and/or Roth IRA through my job
My company doesn’t match my 401k contribution (sweet) but I’ve been putting 5% in traditional 401k each paycheck. I haven’t put anything towards my Roth through work. Is this a mistake? My husband and I plan to do some other investing but wondering if I’m missing out by putting 5% …
At what age should you stop focusing on growth and start focusing on income?
I've always heard that you should inverse your age with 100 to determine equities to bonds ratio. For example, if I'm 30 I should have 70% equities 30% bonds. But this never sat well with me. Because when I'm 50 I'm still 15 years from retirement and a 50/50 portfolio …
Meta's borrowing costs just went up 0.4 points from nine months ago and nobody's talking about why the collateral is a lease, not the building
Dug into the structure behind Meta's new $14B data center deal with BlackRock since the headline number alone didn't say much. BlackRock funds own 80% of the El Paso project, Meta owns 20%. Meta puts in $2.3B in land and existing construction, BlackRock puts in $4.9B cash and finances $12.5B …
65% gold share in portfolio - how to rebalance ?
Hi guys, I'm not asking for personal finance advice, the aim of this topic is only for laid discussion. Please see the example portfolio and particular allocation: \- gold (64%) \- bonds (9%) \- ETFs global (20%) \- ETF small cap global (3%) \- stocks (4%- aggresive) As you can …
Daily General Discussion and Advice Thread - July 29, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Yesterday most of the market actually went up.
The Dow gained 537 points and the S&P 500 finished slightly higher, while the Nasdaq fell. Coca-Cola, Sherwin-Williams and Illinois Tool Works all had strong days, but Micron, AMD and Applied Materials dropped around 8–9%. For years, one of the biggest complaints about the market was that too much of …
22, Nervous about Risks / ETF vs Individual Stocks
I’m 22 and currently have around $15k invested, mostly in VOO and QQQM. I contribute consistently and plan on holding long term. I keep hearing people say that if you want to become seriously wealthy, you need to pick individual stocks and that ETFs won’t get you there. I understand …
Beleggen met cash dat in vennootschap zit
Hallo allemaal, In de familie kijken we naar de opties voor overtollige cash binnen een vennootschap die voor minstens 10 jaar niet nodig is voor de werking. Welke mogelijkheden zien jullie voor een langtermijnhorizon als deze? En hoe pakken andere ondernemers dit in de praktijk aan? Alvast bedankt voor jullie …