Posts
Understanding Margin Correctly
I'm testing out a new strategy and I want to make sure that I set my margin usage correctly to prevent the potential for a margin call. If you could check my math I would appreciate it. Would the margin call happen between a 500% and 600% drawdown when the …
Does it make sense to have a fixed amount in an ETF over time?
For example $5k of SOXQ where I trim every 3 to 6 months. It's long term but technically a diminishing part of the portfolio over time. I was curious about the math. If you do not allow it to compound, is that an opportunity cost as opposed to staying invested …
Strategy for buying VT over time
A life situation hit our family this year and I'll be retiring early. I might work for a few more years because I have opportunities, or I might not. In the meantime, there has been life insurance proceeds, a large home sale with a large profit (no cap gains here …
Custodial vs non-custodial automation
Been running two setups in parallel for a few months, one custodial-style through a bot that pools execution on its side, one where signals just fire a TradingView webhook into my own Alpaca account. I used to think this was a non-issue. Bugs happen either way. But after 3Commas shut …
Sharpe (or Sortino) based on safe withdrawl rate over time.
I've seen charts that plot safe (or perpetual) withdrawl rate over time. I understand what the metric is measuring and how one would err on the side of caution based on their own risk tolerance. It's a very useful chart, but I think it could be improved when comparing multiple …
Daily General Discussion and Advice Thread - October 04, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Short term government bonds ETF versus brokerage money market account
I've seen some posts about people asking to which short term government bonds ETF to buy to decrease risk. I compared SGOV to my brokerage money market account current yields, they are about the same (money market account has 0.10% higher). Why buy short term government bond ETFs if the …
Micron's CEO was asked if memory pricing holds into 2028. He answered a different question.
Micron's Q4 was as strong as everyone says. Revenue was $54.23B, up 31% on the prior quarter and 379% on last year, clearing the top of management's own $49 to $51B range. Full year revenue was $133.2B, Q1 is guided to $61.5B at an 86.25% gross margin, but roughly $1B …
Investing $100 a day - what would you choose besides VOO?
I’m planning to invest $100 a day for the long term and considering VOO as my main holding. I’m comfortable with volatility, but want to understand whether a more aggressive approach is worth the added concentration. Would you choose VTI, SCHG, QQQM, or a mix? How would you weigh broader …
Robinhood 2% IRA transfer match, should one hold off for 3%?
Currently Robinhood has a 2% IRA transfer offer but I see a lot of references to 3%. Should I hold off for the 3% match? Is it a reoccurring offer that would surface again? I know Robinhood had offers for 3% transfer match multiple times so far. so I am …