r/investing

r/investing subreddit

Total Posts
12209
Total Predictions
1955
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29.4%
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Posts

Reddit by Comfortable_Tip9885 October 2, 2025

Question about 401K investments

Hello, i have a 401K through my employer. i’m 26 years old with about $60K invested. From what fidelity is telling me, my investment ratio is rather aggressive. My question is, will fidelity change how i aggressive my portfolio is invested as i age? or is that something i’ll have …

Reddit by 1BMWFan73 October 2, 2025

Should I use a Target date fund?

Hello All, I am 56 years old and have the following investment structure. 403b - 800k contributing 22k a year Personal Etrade Account - 51k only contribute once in a while when I have extra $$$ Recently with the market rally I have made some really good gains. But I …

Reddit by Jack1eto October 2, 2025

Investing in S&P 500 for 10 years and buy a house?

What do you think? I’m kind of flexible about when to actually buy, so I could wait 1 or 2 more years if the market is down. I think this is the best way to maximize the money I save, but I’m afraid of: * A market crash right when …

Reddit by Puckdropper October 2, 2025

529 plan for a one year old?

Many states seen to have a 529 plan that doesn't require you to be a resident to sign up. I'm deciding between a 529 and UTMA account for a 1 year old, but have hit a mental snag. What would be best? Can qualified educational expenses be taken after the …

Reddit by ElHasso October 2, 2025

The next liquidity event and the dollar

Anybody have any idea where all this liquidity is going to go the next contracting/cooling cycle? I’ve been watching stocks, gold, and the bond market simultaneously since Trump took office and they all seem disconnected from one another now. I’m not aware of a time when gold rallied 40% in …

Reddit by GuildedGains October 2, 2025

Should I purchase CDs to ride out market fears?

Hey everyone, Quick question. I'm scared of the S&P because of the AI bubble, and I think a market crash is going to happen because of it. Globalization has made it so that a US market crash, is a global problem, so I am unsure about EXUS funds still. I'm …

Reddit by Dickworth October 2, 2025

Wise to sell stocks to recession-proof portfolio?

I have a Robinhood account I use to invest on the side, outside of retirement savings accounts. With hints that an economic downturn may be in our future, I’m wondering if it’s wise to sell some stock in exchange for “safer” options like bonds or gold? Obviously investing in bonds …

Reddit by throwawayfinancebro1 October 2, 2025

Any thoughts on ben felix optmal asset allocation?

Been listening to a bit of Ben Felix on youtube recently. He sounds like a smart guy and talks about a lot of what sounds like well researched stuff around asset allocation, and makes it sound very scientific and shit. He makes it sound like his diversification among the different …

Reddit by Dantheman11117 October 2, 2025

Currently have cash on the side earning 3.75% APY

Currently sitting with some cash on the side in RH Gold earning 3.75%. Is there a bond ETF or some other “safe” ticker I can use to increase my return? Thanks!! Note: for some reason got an auto mod bot that deleted this because it wasn’t 250 characters. Seems like …