Posts
Using margin to pay off debt
Would it be a good idea to pay off ~$3000 of consumer debt (personal loans) using margin? My margin interest is half of my personal loan interest. I have money mostly in spyi, jaaa, sgov, with about 15% in qqqi and btci. What would be my risk in getting margin …
Intel and Potential Apple Chip Manufacturing Partnership
Intel shares jumped as much as 10% on Friday, marking the stock's fifth consecutive session of gains, after analyst Ming-Chi Kuo reported that Apple is on track to have Intel manufacture its lowest-end M-series chips using the 18A process as early as mid-2027. The potential deal would involve production of …
Dealing with stress of managing financial assets
I have accumulated a relatively large portfolio but I have been living a relatively humble life. Every move in the market has the implication of losing/gaining tens of thousands of dollars. In my mind, I convert those to months of living expense, months of income, or discretionary spending that I …
Is Whole Life Insurance always a bad choice?
I always read tha WLI is a terrible investment, maybe it is for most people, but I'm wondering if it really is for those with high income and a decent amount of money invested already. Assume you make enough money to max out your 401k, HSA, and already have large …
Burry thinks some AI revenue is being padded, what do you all think
I saw Burry’s take on AI earnings and he thinks some of the big names are making the numbers look better than they really are. Not by lying, but by moving normal revenue into the AI bucket and pushing a lot of the costs somewhere else. The part that stood …
VTI or SCHG with Schwab??
We are pretty much 100% into VTI in all of our accounts including our Roth IRAs. We have almost $5k extra to put toward mine and my husband’s Roths and was wondering if I should put it all into VTI like we normally would or if we should put it …
Will investing money after I’ve submitted my FAFSA still affect my financial aid?
I’m currently a junior in college, and I’ve already submitted my FAFSA for the 2026–2027 academic year. Since I won’t need financial aid after that, is it safe for me to start investing now, or should I wait until a specific point so it doesn’t affect my aid?
A overlooked change is taking place
The foundation of the global financial system, Japan, is beginning to shift. For more than three decades, global asset prices including US Treasuries, technology stocks, and real estate have quietly depended on Japan’s ultra-low interest rate policy. This policy created a massive flow of capital known as the carry trade, …
The best app or website for investing US stocks in Alberta, Canada?
There are so many apps that can invest US stocks. As far as I research, IBKR is good but some people say wealthsimple is good too. In terms of final tax returns or TFSA which one is the best? I live in Alberta so I’d appreciate people who live in …