Posts
What would you do if your goal were to be as mediocre as possible while still appearing reasonable to experienced investors?
I've been talking about this with friends and family as a fun little thought experiment and I wanted to get a 2nd opinion. Imagine you have a supervisor named Mike, a CFA charterholder and professional investor with 20 years of experience who can obviously spot common mistakes rapidly. Mike has …
Variable SWR before and after SS?
Everyone understands the 4% savings withdrawal rate rule For a 30-year successful retirement and statistically not running out of money. But I wonder, has anyone modeled a variable withdrawal rate? For example, a 5% withdrawal rate from age 65 to 70 and then after social security kicks in at age …
If you woke up and found that you had 0.5 Bitcoin, would you sell it?
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Am i really the only one with this allocation?
Good morning everyone, I've been passionate about finance for some time, having read about twenty books and spent hours watching various podcasts and expert videos. On April 9th, with SWDA at -18%, I wasn't at all scared; in fact, I invested a significant amount of money, fully aware of market …
My plan to invest 70,000 USD next week
I sold a lot of my long term under-performing funds and reinvesting them to the following individual stocks, Gemini 3 helped me optimise the allocation, I would love to get some feedbacks from the community. I am already heavy in tech, Google, AMD, Broadcom and ASML are 4 of my …
Merrill Lynch/Trust Fund Accounts
So I have a living trust from my parents. I was told by my Dad who furnishes the money to leave it alone and let it ride. I have had 1 account for over a year and has now grown by almost $100k when earlier this year it was over …
What's your opinion on DFUS/DFAX?
For long term equity exposure, understanding VTI/VXUS or VT is widely recognized as the best approach, I'm curious what the communities' view of using DFUS/DFAX instead? I find DFA's strategies quite appealing with relatively good track records so far (while acknowledging its somewhat short history). Any thought or critic is …