Posts
Are Fidelity, Schwab, and Vanguard overrated compared to bank brokerages?
I see the big three recommended a lot but if I'm just buying and holding ETFs, I don't see much of an advantage over something like Merrill or JP Morgan. With the latter two, I can have my banking needs and investments all in one place. Also, $100,000 in Merrill …
Has anyone here tested a 3 pillar long-term portfolio (stocks + crypto + gold)?
Not financial advice. I’m studying how different assets behave across full market cycles, and I keep seeing that stocks, crypto and gold respond to completely different types of macro conditions. Curious if anyone here has actually tested a long-term mixed approach like: • Index ETFs (VOO/VTI) • A small BTC/ETH …
4 months into investing, didn’t realize I can invest my HSA dollars- recommendations?
In the past several months I’ve started learning about investing and opened a brokerage account, but have had an HSA for more than a dozen years, just sitting there. Myself and my employer add cash each year, but it’s uninvested and grows only a small amount of interest (w/ Fidelity). …
AI data center pick and shovels play
this article from techcrunch sums up very well the kind of demand for power that will originate as a result of AI power needs [https://techcrunch.com/2025/12/01/data-center-energy-demand-forecasted-to-soar-nearly-300-through-2035/](https://techcrunch.com/2025/12/01/data-center-energy-demand-forecasted-to-soar-nearly-300-through-2035/) looking at some of the pick and shovels play here -SEI, BE, VRT, PRY - they all seem to have had their run up. are …
Been with Edward Jones for about 10 years. Looking to move to one of the big 3. Recommendations about how to move funds.
Started out with Edward Jones in college when I wasn't making much money. It was a valuable kick start as I wasn't investing anything prior to that, so I'm grateful for the good habits its offered me. I started my career post college about 3.5 years ago and for the …
Take retirement annuity or reinvest in deferred compensation plan?
I just retired. I invested in a supplemental Annuity plan thru the state with after tax money. Once I retired I had to stop investing and either take a monthly lifetime annuity, cash out or transfer to another retirement account. I chose to transfer to my 457 plan. I was …
What’s the drawback to 3x daily leverage funds if I’m heavily bullish on something?
If I’m bullish on something long term and the annual fee is only 0.75% and I can also purchase such shares in my tax free ISA account which makes it much cheaper than margin. What are the potential drawbacks? Of course it could drop 30% and I’d lose 90% but …
Seeing what stocks other people are buying completely humbled me about my own portfolio
So I've been investing for years and honestly I thought I was doing pretty well, nothing crazy but decent returns, portfolio is growing, and I felt good about my strategy and everything. Then I started looking at what other people actually hold on blossom and man that was humbling as …