Posts
Thoughts on my grandfathers 27 performance
My grandfather retired in 1998 at 48 years old(around when I was born to help out), he had about $75k in an IRA and a pension that covered most of his expenses. He currently has $170k in a Roth IRA. Since then he’s invested only in stocks (no bonds or …
What do you think is a good Bond% in a portfolio?
What do you think is a good and balanced % in portfolio. The current portfolio is mostly Index ETFs (VTI) . Have some bond mutual funds (intermediate Index), they have mostly been down for last 3 years. I don’t want to be in all stocks, as it’s risky. So looking …
Finding Stars among mega-cap stocks
With apologies to BCG's Growth Share Matrix, I present my version for evaluating public stocks. Using Zacks.com’s stock screener, I downloaded all public stocks with: (1) a market cap above $100 billion, (2) an operating margin above 0%, and (3) a sales growth forecast above 0%. This screen gave me …
Property versus stocks: a discussion
I’m 23 years old. I’ve been in the workforce for 1 year after finishing my degree and I don’t have a good job or a career yet. I’ve recently inherited a little over $1,000,000 AUD. I know there are reasons Australians have to buy a house. The first is you …
Verified Investing - Swing Trade Alerts - Stocks and ETFs Subscription - $1,584/year. Looking for reviews...
I have been looking at this service from Gareth Soloway and Verified Investing. The track record on the "Smart Money - Swing Trader Stocks and ETFs seems legit. Steep fee, but if you are averaging 44% (from my math on the website) return over the last 10 years the subscription …
Are 401k’s a tool to keep you in the system?
The other day I was thinking through how I want to automate my 2026 payroll and started thinking about how important the 401k really is. My company doesn’t match 401k, rather they provide an ESOP with 6% of your salary yearly (employee owned company worth around $1.3B). Other than the …
My generation has never experienced a true bear market
I was born in 1998. My generation hasn’t experienced a serious market drawdown in our adult lifetime. Every asset class has gone up consistently, fueled by massive central bank stimulus quantitative easing (QE) that began in 2008. I can’t help but wonder how brutal the next real crash might be, …
2026 Brokerage allocation - thoughts?
# 29 Y.O. Brokerage Allocation - Any thoughts? Hi, I was wondering if anybody had any comments on my brokerage portfolio (my ROTH is always maxed and in VT only).. Would you change anything? 32% VUG 18% SGOV (emergency fund) 18% GOOG 12% ASTS 6% SMH 2% ONDS 2% LUNR …
My generation have never experienced a true bear market
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Looking for long-term investment ideas at this time
Hi everyone, I’m planning to start investing more consistently and could use some perspective from people with more experience. My plan is to invest around €500 every few months, with a long-term horizon (10+ years). I’m not looking for quick gains, mainly preservation of value with a reasonable long-term return. …