Posts
Speed matters less than filtering when it comes to market news
Everyone talks about getting news fast. In practice, I’ve found the bigger issue is noise. Most “breaking news”: doesn’t move price gets misinterpreted or is already priced in What actually helps decision-making is knowing: which events historically move stocks which filings are routine vs exceptional and which updates change risk, …
Prediction markets cost me 22k
Like the title says. I recently turned 24 and have been investing since COVID. I had the goal to have 100k invested before I turned 24 and briefly touched it before my stocks returned to the 80k range. Last night I decided to bet on a college football game using …
VTI, VXUS, QQQ - 3 Fund Portfolio Critique
Hi, I'm 29, and I've been a passive investor up until now (my bad), but now that I have some income stability, I want to build a simple portfolio. I like the 3-fund approach, which has some international exposure, but I might not include bonds at this point (should I?). …
Portfolio recommendations 2026-2030
Hello! So 2024 and 2025 have been really good years for me growth wise. 100%+ growth 2 years in a row. (Thank you rklb, asts, and eose) I personally dont think my my luck will continue, but I still want to try my best to beat the indexes over the …
Retirement...is it achievable with the cost of living these days? Asking on behalf of someone who will never touch $100k per year with their career. Is investing my only hope to do this?
So I see a lot of posts with people asking about retirement investment moves and as I'm reading the posts, the majority are already sitting on $500k, $1.5 million or more. Great! I'm happy for them but to the average person who doesn't make over $100k a year, how can …
Books to improve financial literacy
I started my investing journey about half a year ago. I kept things simple at first by investing in a global ETF, while gradually learning more about how markets work. Recently, I began reading a couple of investing and personal finance books, such as “Rich Dad, Poor Dad”. I would …
my portfolio at 25 years young
i would like to get some thoughts on my current portfolio total investments + savings ~ $81k hysa ~ $15k s&p 500 ~ $19k total market index fund ~ $6K $qqq ~ $6K $hood ~ $19k $btc ~ $12k $nbis ~ $2k $crwv $2k is this too risky or just …
Are stock literally just a Ponzi scheme?
When I think about stocks they don’t seem to make much sense. And the value of them is literally determined by other people buying into them. And without dividends they really don’t make much sense as useful at all. So why do people buy them? They seem pointless if they …
What is your experience with getting a transfer bonus for a rollover IRA/401k?
I recently retired and I’m going to transfer my 1.5 mil 401(k) to Fidelity, Vanguard, Webull or some other investment house. Webull is offering 4% on that money which would be significant. I know it’s a sketchy company. I presently have accounts with Fidelity and Vanguard and I know Vanguard …
Early retirement/sabbatical - DCA vs Lump Sum
After a recent windfall I have decided to quit my job and focus on my health for a bit. I am thinking of it more as a sabbatical than early retirement since I plan to work again in the next few years. So far I have been DCA’ing into the …