Posts
Debate Me! SCHD vs VOO (Dividend Based vs Growth Based)
I haven’t budged on my opinion that SCHD is irrelevant for people below the age of 40 (really 55, but I’ll bite). I see 20 year olds on here saying how they are buying SCHD. Since 2011, S&P is 436% and SCHD is 236%. Also, SCHD can be a tax …
When did you realize that investing rewards patience more than intelligence?
Early on, I assumed that better investing meant being smarter, faster, or more informed than the average person. Over time, especially after sitting through periods of volatility and uncertainty, that assumption slowly broke down. What actually seemed to matter more was patience: staying invested, not reacting to every headline, and …
Price fluctuation of a dividend paying stock
I am trying to validate hypothesis of price fluctuation of a dividend paying stock. Most stock pay dividends quarterly. I assume the dividend is paid to who holds the stack on the day if dividend payment, not who held it prior to this date? Therefore, taking aise regular market price …
What to expect, prepare, and how much to charge for a rental
About to finish building my villa in bali (dont worry im local) its a 250.000 USD 3 bedroom modern tropical villa in Seminyak. Here comes the most unbelievable part: im 23. Made a couple hundred thousand creating a marketing/branding company. Anyway, a couple of years ago i did some digging …
If credit card / other loan companies can sue you to pay your debt back - what is the "risk" in investing in higher yield loan securities?
I'm likely completely misunderstanding this, but generally speaking - the lower the risk for the loan, the lower the interest rate you get. That's why government bonds are so safe but pay such low rates. If you look at higher interest rate debt, like credit cards and corporate loans you're …
Help me understand settlement, margin, etc.
Hello all. I'm trying to understand something and am having a hard time finding clear information online. Hopefully someone here can point me to some good info. I'm mostly an invest-and-forget kind of investor, but do play with options a little just for fun (options buy would typically be less …
Oklo, Meta Announce Agreement in Support of 1.2 GW Nuclear Energy Development in Southern Ohio
Oklo announced an agreement with Meta Platforms, Inc. (Nasdaq: META) that advances Oklo’s plans to develop a 1.2 GW power campus in Pike County, Ohio, to support Meta’s data centers in the region. The agreement provides a mechanism for Meta to prepay for power and provide funding to advance project …
What's with the Gold fever recently in this sub?
I'm just curious because it seems like Gold has been in every post here recently, and (I'm sure I will get downvotes for this) it's a passive asset. Its barely "investing" in my mind more than it is "high priced collecting". To me its like calling buying rare baseball cards …
Vanguard backdoor Roth left $0.41 in my Traditional IRA
FYI for anyone doing a backdoor Roth at Vanguard. I have a Traditional IRA and a Roth IRA at Vanguard. I moved $8,600 (the max for my age) from my bank into the Traditional IRA, then converted it to my Roth as soon as it settled. Right after the conversion, …
How to invest without index funds/ETFs
I am a U.S. citizen living in Germany. This is nice for many reasons, but causes some real headaches for investment. Long story short, normal U.S. brokers won't let me buy ETFs etc. without a US address, and if I buy the same in Germany I will be double-taxed into …