Posts
What’s the case for and against MUB?
Rookie question: I understand MUB gives tax-free stable dividends but since its value has dropped about 10% since 2022, what are some reasons I should have it in my portfolio if I’m still young? Something like VTI or VOO has significant gains since 2022, it would be a fairly safe …
brokerage or Roth IRA for a 10+ year investment?
I'm looking to invest $25k in broad index funds, but I'm not sure whether a brokerage account or a Roth IRA would be a better choice for this money. My main goal with this investment is to generate enough interest to be able to buy a gently-used car for "free" …
Investing advice/tips for 29M
I have about 85% of my net worth in the VFV.TO (s&p500). I bring in annually about 130k. I feel sort of underutilised because I have no other investment strategy. That’s literally it. When I was younger I used to have a bunch of different stocks form shopify to GameStop …
How much return can you get if you copy congressmen’s trades as they were disclosed? Which congressmen to copy?
We know some congressmen are super good at trading stocks. They can get massive gains from their insider knowledge. But can WE copy their trades to get rich OURSELVES? The point is the day their trades were disclosed is usually many days after the day they made the trades. So …
I finally reached the first 100k!
I finally got to the first important milestone the 100k! I started in 2021, went to the down of recession/war and all that stuff, i pushed through my red portfolio, never stopped buying, never sold. Pics for reference: [Gains](https://imgur.com/RGcwQ4v) [Portfolio](https://imgur.com/XoZvtpO) Feels good!
Opinions on Robinhood as an investment platform vs private bank investment accounts
I currently run my portfolio and trades through a self-directed investment account through my bank. I set it up that way when I was first getting started and I liked the idea of having most of my finances on one app. It was also directly connected to my checking account …
Looking for portfolio feedback- GGUS/UGL/Senior AUD bank bonds
I'd like to ask for some feedback regarding the thesis behind this long-term strategy as an Australian investor (40% GGUS/30% UGL/20% AUD cash/senior bank bonds, 10% aussie miners/personal stock picks) with 20% bands, yearly rebalancing), where it could go wrong, and for constructive critique. The basic premise is that over …
Why do banks still make it so hard to get a decent yield on savings?
Seriously, I was looking at my savings account today and the interest is a joke. It’s basically 0.01% while the banks lend our money out and make a killing. It feels like we're getting robbed by the middlemen. I'm actually trying to build a roadmap for a better "lending-first" neo-bank …
If you had $100K to ride the AI boom, how would you invest?
Considering allocating $100K to ride the AI boom, with a risk window until the first major AI infrastructure projects start delivering in 2027 or failing to deliver :-) The target timeframe is around 9 months, with a hypothetical 15% gain or loss. Existing long-term exposure includes Google and Microsoft, covering …
Opinions on my portfolio?
40% VOO 15% SCHG 15% SPMO 10% GLDM 10% FDIG 5% IBIT 5% ETHA I plan on holding for the next 35-45 years, what things might you guys tweak if this was your portfolio? Is there anything you’d add or reduce? My goal is aggressive growth that can rotate into …