Posts
The sell off of Visa and MC is misguided
Trump's meddling in the free market, his suggestion to cap interest rates on credit cards, is artificial)y depressing these two companies. What most investors are not considering is that lower rates will drive credit usage up. This is how these companies make money... They don't issue the debt. They make …
Rolling old 401k into IRA investment strategy
Hi, I recently got a new job and will be transferring my old 401k into an IRA in Fidelity to reduce management fees. Based on some quick research, here is roughly what I’m thinking but would love to hear feedback / advice. Mainly looking at fidelity ETFs that seem to …
Investing but wanting to buy a house eventually
I am now at the point in life where I have taken care of all my debt and emergency fund. I am maxing out the amount i can put towards my pension, and 10% towards my 457b. I plan on putting around $1,500 into a brokerage account, doing like a …
I stopped trading crypto and moved to long-term BTC mining, curious how others see it
I moved away from short-term crypto trading because I realized most of my decisions were driven by noise and emotions. Recently I’ve been treating BTC more like a long-term asset and gaining exposure through mining instead of trying to time entries. The idea is simple: – long-term horizon – full …
If the current Ai boom is similar to the gold rush
And Nvidia/amd sells the shovels. What company is the tavern/prostitute? And are any company that is a miner is actually making money from mining gold/adopting Ai? As in, they invested into the shovels and is now generating wealth from Ai? More than their investment?
Is the Apple deal a power move for Google?
I keep seeing the Apple–Google AI partnership framed as a “win” for Google, but the more I think about it, the more it feels like a preservation move rather than a dominance move. Google is licensing Gemini as a foundation for Apple’s models, but Apple keeps: • The interface (Siri …
What Percent Individual Stocks?
I love investing. Learning about companies. How they evolve and adapt. How they adjust to macroeconomic conditions or random tweets. I’m fortunate to have a very high paying job and no kids. I’ve got 327k invested in Boglehead style ETFs. I’d kind of like to continue individual stock investing. Already …
How I'm Investing for 2026 (and Why I'm Playing Not to Lose)
Hey everyone, Here's a look at my strategy. I'll admit, I'm not a huge precious metals guy.I've got a few ounces of gold I've held for over a decade, some silver coins from when I was a kid, and that's about it.But it's been astonishing to see how much they've …
Moving out of I-Bonds in to VXUS
Went pretty heavy in to I Bonds when rates were better, but now it’s time to move on. I realize I may be a little late to the party, but better late than never and I’m trying to do a better job overall. The rest of my portfolio is pretty …
ETFs for Long Term Wealth Storage
Hello, Investors: I am going to set up a brokerage account this year to house saved funds for my soon-to-be-born daughter's college fund, and "retirement" funds for my wife and me. All of my experience with the stock market is in swing trading individual tickers (no options, futures, forex or …