Posts
100% year on the Markets (QQQ) in 2026?
I am already up 30% YTD in the first few weeks of JAN. If this keeps going for the rest of the year compounded will be around 740% by EOY. AI and Space are two themes which are surging my port! I suspect it becomes massive since many are underinvested. …
2026 401k Catch-Up Contributions
I can't get a straight answer from HR, so asking here. I’ve been trying to max out my 401k contributions (including catch-up) the last several years but have been getting dinged due to the highly compensated employee limitation. Last year I scaled back my contributions in line with previous years’ …
How was my three fund ETF portfolio?
Greetings first of all. I’m an investor from Turkey and I want to get into the US stock market with a relatively safer approach. Inflation rates are high in my country, so my aim is to gain in terms of dollar and invest in big companies and the most promising …
Silver at ₹2.89L is screaming EXPENSIVE. The math says Gold is where the value is.
TL;DR: Silver is priced at a massive premium( overvalued). The Gold/Silver ratio suggests Gold is the cheaper asset right now. One margin hike circular from SEBI/COMEX will crush this premium. I'm rotating into the undervalued asset until the ratio normalizes. Hey guys, I’ve been watching this Silver run (hitting $91 …
VLS100 in HL vs VLS80 in T212?
I'm looking at investment options for a Stocks and Shares ISA (UK) and I'm interested in the Vanguard LifeStrategy fund. Hargreaves Lansdown offer the VLS100 OEIC (acc), but they charge a 0.45% account fee and 0.22% fund fee. Trading 212 only have the VLS80 ETF and my understanding is that …
My project was shortlisted among the Top 15 finalists and officially recognized at Pitch Kerala ’26, a state-level startup pitching platform. The opportunity to present my innovation at this platform, organized by the Kerala State Youth Welfare Board, was a valuable experience that boosted my confid
Pitch Kerala ’26 State-Level Startup Pitching Platform I’m pleased to share that my project MSBV (Mobile Scrap Baling Vehicle) was shortlisted among the Top 15 finalists and officially recognized at Pitch Kerala ’26, a state-level startup pitching platform. MSBV is an innovative waste management solution designed to improve scrap collection …
running parallel sips on 5 different coins, overdiversification?
i’ve been running sips on 5 different coins in parallel. on one hand it feels diversified. on the other, i’m starting to wonder if i’ve just diluted conviction and returns. would it make more sense to concentrate on 1–2 high-conviction coins instead? or is spreading out actually smarter in crypto …
Just realized i have 5k sitting in cash reserve in my rollover ira
Just last year I started 2 ira accounts of my other cause I wanted to see which one would do better, though i started them at separate times, so one is currently ~$300, and th3 other ~$2000, I probably won't max out 7k. As the title says I thought my …
$UMC is my long-term semiconductor play
Not financial advice. Just sharing how I’m looking at United Microelectronics Corporation and why I think it’s more interesting than most people realize. Everyone talks about AI chips and cutting-edge nodes, but most chips in the world don’t need that. UMC focuses on mature and specialty nodes used in the …
Tesla's FSD (Full Self Driving) feature will be subscription-only from February 14
This shift is linked to Musk's 2025 CEO Performance Award, which requires Tesla to reach **10 million active FSD subscriptions** over the next decade. As of late 2025, only about **12% of the Tesla fleet** had paid for FSD. Currently, if one wishes to purchase FSD outright, it's $8000. Once …