r/investing

r/investing subreddit

Total Posts
12194
Total Predictions
1953
Success Rate
29.5%
Average Score
0.00

Posts

Reddit by GrandRare1634 January 20, 2026

"The CEO of Microsoft Suddenly Sounds Extremely Nervous About AI"

[https://futurism.com/artificial-intelligence/microsoft-ceo-nervous-ai](https://futurism.com/artificial-intelligence/microsoft-ceo-nervous-ai) >Earlier this month, \[Satya Nadella\] [begged the public](https://futurism.com/artificial-intelligence/microsoft-satya-nadella-ai-slop) to stop using the term “slop,” the rapidly accepted new lingo for describing the shoddy text, images, and videos churned out by AI models, which Merriam-Webster [crowned word of the year](https://www.merriam-webster.com/wordplay/word-of-the-year). Are they starting to get desperate? He seems concerned that …

sell Score: 1.00 View Prediction
Reddit by NetZeroSun January 20, 2026

So what do well today in this shock test on the market?

With us government further shocking the market, what did well today? I noticed gold is up as further flight from the dollar. Just curious what other areas or ETFs would be a possible diversification choice from some of the …. us side tension. To say it politely.

Reddit by Lost-Ad9082 January 20, 2026

Anyone Buy Micron/Sandisk?

Both have exploded in growth because of DRAM memory and nand flash and I’ve personally bought a few shares and am currently up. I understand gains have been substantial and with the price hikes/supply shortages, it looks like prices will keep going up. Anyone buying through this period?

buy Score: 1.00 View Prediction
Reddit by MysteriousKitchen469 January 20, 2026

Should I convert my mutual funds into stocks focused on growth?

My grandparents left me with some money in a couple different mutual funds that return dividends each quarter. It's not a whole lot of money but it has maintained its value over the years. When I look at some of the other equities out there pulling multibaggers this past year, …

Reddit by Juretal January 20, 2026

Why logistics efficiency is one of the few cost cuts that doesn’t hurt service

Most “cost cutting” in business is just another way of saying you’re about to hurt quality. You cut headcount, you delay maintenance, you squeeze vendors, and service gets worse. Logistics efficiency is different because the waste is structural and measurable. When the industry still runs with roughly 16–17% empty miles …

Reddit by temporaryacc23412 January 20, 2026

Cost basis importance when in 0% LTCG bracket?

Given the following... • Early retired, withdrawing from taxable brokerage • Invested in VFIAX (Vanguard S&P500 mutual fund) • 0% federal LTCG bracket, 3% state • Have older shares for which Vanguard does not know cost basis • Want to keep everything as simple as possible ...Is there any reason …

Reddit by ImportantQuestions10 January 20, 2026

If you're confident a stock is going to significantly dip but regain its value later, is there ever a reason not to sell?

I own a stock, GDLC. It's an index fund built on the big crypto coins. The people that I trust are telling me that the price of crypto is going to take a big hit this year. It's definitely going to rally this year or next, but I'm going on …

Reddit by Still_ImBurning86 January 20, 2026

As a 36 year old ($7,500), will this be seen as over contributing to my Roth IRA?

If I buy over $7,500 in VOO shares? I did a Schwab check deposit and the funds are now available. $7,500 for this year but there was some left over balance from last year. I just feel like something is wrong if I go over $7,500 say someone deposits years …

Reddit by anonymousleans January 20, 2026

UTMA: What fund allocation should I implement?

We have a 3 and 1 year old. Both have 529 accounts, but we don’t want to overfund in case they take a different route outside of college. Plus, we will roll over whichever maximum amount into a Roth IRA when the time comes. We are in a state where …

Reddit by -_nico-robin_- January 20, 2026

S&P 500 and moving between countries - is it there a better way now?

Hello I am planning to open S&P 500. Preferably directly with Vanguard. But from the research I did when I was a student it looked like if I set up S&P500 in one country and I move, then it becomes such a hassle it's not worth it. I heard people …