Posts
Problems with Morningstar Website
I have used Morningstar for many years and I find it very helpful. The portfolio X-Ray provides things I don't think I can find elsewhere. I had free access for most of this time, probably because of the amount of money I had in a brokerage, but a few months …
Are treasury bonds a liability now?
I don't think too much about my bond allocation. Across my accounts, it's a mix of VGIT (intermediate treasuries), TIPS (inflation-protected), VTEB (munis, in taxable), and BND. With reports starting of foreign countries dumping US treasuries, I've thought I might be overweight in domestic bonds, but I understand it's not …
Parents trusting me (16yo) with half of their retirement
I know the title sounds crazy but today was the day my parents withdrew their money from their previous financial advisor. He had been returning them \~ 7% after fees before inflation for the past decade. They had $2.2m in store with him. After a few months of talking, they …
Is there any material difference between these two allocations?
**For the next 40+ years:** 100% VTI Or 80% VTI & 20% VXUS I don’t wish to increase my international exposure beyond 20%, but I don’t know if 20% will make that much of a difference anyway. What would you do? *Type type, type type. I now meet the 250-character …
$1.6M is small only if you ignore how Unilever actually operates - and why RIME matters
At first glance, a $1.6M contract expansion doesn’t sound headline-grabbing. That reaction usually comes from not understanding how companies like Unilever buy logistics technology. Unilever doesn’t roll out new systems globally on day one. It pilots locally, validates savings, then scales. That’s exactly what happened here. Hindustan Unilever Limited expanded …
Are You Hedging AI Hype Exposure?
We all know the bull run of the last year or so has been on the back of AI hype and the infrastructure around it. We also know that a couple bad earnings calls from a couple major players could cause a nasty price correction. Is there anything you’re doing …
Calling Silver nay-sayers
I'm convinced about silver's potential and looking for a reason to doubt. Change my mind by highlighting a compelling, non-speculative downside related to its industrial demand cyclicality, storage logistics, or unique liquidity challenges that aren't tied to the current price action. Every reason anyone has given me in the last …
Chase Bank $900 offer checking/savings on $15K deposit
What is everybody think about this, annualized it is about 26.7% return guaranteed. If you open a Chase Bank checking and savings account with direct deposit, it does not have to be your entire paycheck just a portion of it, and you deposit $15,000 into there after 90 days you …
Why I'm still bullish Nvidia (January 2026)
I keep hearing people compare Nvidia to Cisco Systems circa 1999. Bulls say Nvidia is different. Bears say it's the dot-com bubble all over again. I own 190 shares and here's my honest assessment. First, the bull case. Nvidia's real moat isn't just GPUs. It's CUDA. 4.5M developers vs 1.8M …
Investing in Chinese stocks
Hi all, I have a question. I personally think that China is far more developed than the Western world. However, everywhere I read that investing in Chinese stocks carries political risk and that American stocks are safer. Why is that? Don't you think it is because most websites about investing …