Posts
Learning to invest in retirement
I retired a 60 on a pension. I have funds in an IRA on Schwab currently managed by Schwab's Intelligent Portfolio (IP). I am not really satisfied with the performance of IP and would like to learn how to create and manage a portfolio myself. If for nothing else it …
The Math Behind "Time Diversification": Why 5 Years (60 Months) is the Statistical "Magic Number" for Equities
We often hear the standard advice: "Own more bonds to stay safe." Or the classic "100 minus your age" rule. But as a data-focused analyst, I’ve always found the standard economic models (like Mean-Variance Optimization) frustrating because they fail to mathematically support long-term stock holding. Standard models penalize stocks for …
Gold just experienced its biggest daily loss in history, cratering over 12.4%. About $6 trillion in market cap has been lost.
The previous biggest was when London PM fixing fell from about $464.75/oz (Fri Feb 25) to about $408.50/oz (Mon Feb 28). Today, Gold has dropped from a historic high of $5600, down to $4700, representing about $6 trillion in value. It's already recovering somewhat (back to $4800), but the session …
How are you hedging your portfolios nowadays?
It seems like everything goes in the same direction, and a lot of people are treating any type of investment the same way they treated real estate before 2008, thinking it always goes up. Stocks, crypto, real estate, and commodities all have different stories but seem to move in the …
CGNX? Is this flying under the radar?
Anthony Sun, one of the board members of CGNX, excersized a profitable option 3 days before their earnings blackout but didn't sell and pocket the profit. This seems like there is long term optimism within the company, since he either believes stability or an uptick, at least thats what not …
US December PPI final demand Y/Y +3.0% vs +2.7% expected
source: [https://investinglive.com/news/us-december-ppi-final-demand-yy-30-vs-27-expected-20260130/amp/](https://investinglive.com/news/us-december-ppi-final-demand-yy-30-vs-27-expected-20260130/amp/) Prior was +3.0% * PPI M/M +0.5% vs 0.2% expected * Prior +0.2% * Core PPI Y/Y +3.3% vs +2.9% expected * Prior +3.0% (revised to 3.1%) * Core PPI M/M +0.7% vs +0.2% expected * Prior +0.0% These are much higher than expected figures and we're seeing …
Private market Discord (US/CDN)?
20+ years investing/trading equities. This is a side hustle, not a business. Looking for a non-commercial, small, private Discord for US & Canadian market discussion. West Coast time. Pre-market & open. DM me if relevant. Not interested in paid groups or rocket emojis.
Need Help with My Spread!
Hey everyone, looking for some advice before I make a contribution to my Roth for 2026. **ETFs (Rounded to nearest 1/4th)** \~ 77% VTI - 57.75% SCHD - 3.75% QQQM - 6.25% AVEM - 4.75% ACDE - 4.50% **SECURITIES (Rounded to nearest 1/4th)** \~ 11% GOOG - 3.5% NVDA - …
US vs International Performance
I own VTI (US only exposure) and VXUS (Everything except the US) and decided to just check out their price changes over the last 1 year. VTI has gone up 13%. VXUS has gone up 31%. That’s a pretty crazy difference over the past year. I’m not going to try …
Short-sell vs. Options vs. Leverage ETFs?
There are some stocks that I am bearish on. What is the best way to test my hypothesis? Shorting a stock seems to cap my upside to 100% if the stock goes to zero. Options could potentially give me a multiple return, but I am not yet approved for options …