Posts
What is the real utility of owning share in public companies?
For context, I’m in wealth management. I read earlier that CME is planning to launch single-stock futures, settled in cash. One of the supporting points provided was that “no ownership of the asset is necessary”. Naturally there was a negative reaction to this on a lot of different forums, but …
Pros and cons of 0dte ETFs
I have a portfolio with mostly blue chip stocks, CSX, LUV, AAPL and NVDA. I enjoy doing close to expiration options, but I’ve never used more than about 5% of my total portfolio value. While I’m at a net positive, losing a couple hundred dollars in a few minutes always …
Taxable Brokerage or 401k "Conversion?"
I made a post in a different subreddit about options for 35k I currently have in a CD. It matures in April. A point was brought up that I want to focus on specifically so I figured I post it here. I want to know if it is tax inefficient …
Spine surgeon building the "operating system" for spine surgery. Standardized data collection and labeling as a byproduct of intelligent workflow software.
I'm a fellowship-trained spine neurosurgeon building an AI-assisted platform for spine surgery and I'd love to get candid feedback from investors and operators on what early traction signals matter most at seed stage for a healthtech company like this. **The short version of what we're building:** Spine surgery is a …
Which accounts should I invest into for possible early retirement?
31 years old and investing 10% into my 401k and get an annuity from my union of $10.70/hour and a decent pension. I feel pretty confident if I keep everything as is I will still be able to retire comfortably. Our union allows us to take our pension without penalties …
SOL is about to rip or dip and most of you are looking at the wrong damn metrics
Solana is basically a shouting match right now. 90% of what you see on CT is either 'SOL to $1000' or 'its just a centralized bot-fest.' Neither of those actually helps you make money tbh. I’ve been refining a framework to stay objective. idc about price targets; I care about …
Robinhood to Fidelity or Schwab?
I have Robinhood as my main brokerage account and have retirement accounts through fidelity. Now I’m considering transferring the Robinhood assets to fidelity or Schwab? Which is better? I heard Schwab was better interface but Fidelity means all my investments are in one place. I am passive long term investor …
The DeepSeek effect on China tech is real, and a new model could be imminent
Wanted to share some observations on what's been happening in Chinese tech since DeepSeek's R1 model shook the market in January 2025. The data paints an interesting picture for anyone considering China tech exposure. Since DeepSeek demonstrated that frontier AI could be trained for a fraction of US costs, Chinese …
Best Brokerage Security for Wires/ACH?
Longtime Schwab customer but recently hacked. Long story short, disappointed in Schwab's "transfer out" security. Basically the only 2FA security for wires is text messaging, so if the hacker also gets your phone # you're screwed. Do any other brokerages (i.e. Fidelity, Vanguard, Chase) offer better "transfer out" security, eg …
Is this a scam anyone knows about?
So i have recently been getting into the stock market more and doing my own investing with stocks and stuff. And i wanted to start following some people that give advice or update people on certain stocks. I came across and TikToker “Ericmonics” He just makes videos about what he …