Posts
Europe’s $24 Trillion Breakup With Visa and Mastercard Has Begun
[https://europeanbusinessmagazine.com/business/europes-24-trillion-breakup-with-visa-and-mastercard-has-begun/](https://europeanbusinessmagazine.com/business/europes-24-trillion-breakup-with-visa-and-mastercard-has-begun/) The European Payments Initiative (EPI) and the EuroPA Alliance signed a landmark agreement to build a pan-European interoperable payment network covering 130 million users across 13 countries. The system, built around the digital wallet Wero, aims to let Europeans pay and transfer money across borders without touching a single …
I want to convert about half my US dollars to anything not US. Thinking Euro, Yan and Canadian dollar
The US Dollar Index (DXY) is around \~96.9 after hitting multi-month lows, and USD/JPY is \~155–157 this week. EUR/USD is near \~1.18 and USD/CAD \~1.36, showing some greenback weakness vs major FX pairs. How would I go about shifting savings into yen, euro, or Canadian dollars, and are there any …
FXAIX for kids education?
Anyone use FXAIX for their kids college/education? ???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? And how did it go for you? Thank you!
$UNH...the end is near! Break up Big Medicine Bill is gaining momentum.
I am a long term holder in $UNH stock but I am officially closing my position. The introduction of the new Break Up Big Medicine bill was the final blow. While I do agree the vertical integration under UNH and CVS make it seamless for patients, the healthcare sector is …
Sold my home, where should I invest my proceeds?
I recently sold my home and got around 175K in profit, but in order to make some interest since my savings has terrible interest rates I put it in a 6 month CD (that I can continue indefinitely if I wanted) at 4%. Since my income is above 260K, I …
What percentage of your investments/savings do you keep in a HYSA compared to stocks/funds?
Curious how everyone divides their investments between stocks/funds/crypto and cash in a HYSA. I’ve seen lots of advice to invest as much as you reasonably can, but I’m curious what everyone considers the right amount to keep liquid in case of an emergency or market crash.
Microsoft's Record $37.5B Quarterly CapEx (AI Infra Run-Rate ~$145B+ in FY2026) After Strong Cloud Beat… Buy-the-Dip or AI Bubble Burst?
Microsoft just reported Q2 FY2026 earnings that beat estimates (revenue $81.3B +17%, non-GAAP EPS $4.14 vs $3.97 expected, cloud revenue crossed $50B for the first time), but the stock got hammered \~7-10% in after-hours/premarket because of the massive CapEx number: **$37.5 billion** in the quarter alone (up 66% YoY, including …
How to respond to market schizophrenia?
I don’t understand this current schizophrenia of the markets. On the one hand, everyone is fleeing into non-AI-related stocks. On the other hand, there’s a selloff of software and other industries because of the threat from AI 🤨 Any idea how best to deal with it? Im confused…
Wealth-Management Stocks Fall on New AI Fears
Wealth-management stocks declined following the announcement by Altruist, a financial-technology company, regarding an AI tool that purportedly generates personalized tax strategies by analyzing financial documents without the need for manual input. Shares of Raymond James and LPL Financial each experienced a 9% decrease, while Charles Schwab’s shares fell by 7%. …
What's a good subindustry to start looking at for valuation?
I'm on an assignment to learn about stocks from my father. He asked me to find some sectors/industries/subindustries and see whether there's any stocks that look good for the long term. Where would I start? What are all the different sectors/industries/subindustries? I can look at a resource like Simply Wall …