Posts
Down over 85% in $NIO anybody else? Is an investment like this worth holding?
I bought 48 shares in $NIO on Nov 3rd 2021 for $2000 and its tanked since now at a value of $247 I originally bought it as a long term investment so I’m not worried about losing it all. My question is, if I hold this long enough could it …
Question about emergency fund and investing…
My question is if you need to use your emergency fund for an “emergency” like your car breaking down or sudden medical expenses and you drain your EM fund down do you stop all of your regular investments and just work to build the EM fund back up or do …
Inside RDDT (Market Valuation)
1. Financial Performance and Market Valuation While Reddit’s (RDDT) EPS soared by 244%, rising from $0.36 in Q4 2024 to $1.24 in Q4 2025, the stock price paradoxically dropped from $214 to $140. This shift caused its Run-rate PER to plummet by 5.2 times, falling from 148 to 28. …
Where do I start? What are High-Low and Low-High interesting companies?
Im a new guy on this block 26 year old male that hopefully will live to see sixty and get my full government retirement in 20 years from now. I was wondering whats a good way to research investing or safe things that are low risk low reward? I briefly …
Baby steps towards investing: Gold protection against inflation
I'm muslim. We don't get into interest by strict religious rulings so getting into investing is very tricky. I know gold > cash. And that investments > gold, but I need time to figure out the investments. I want to protect my savings from inflation at the very least while …
The market thinks AI kills Adobe. The data says it's a "Cannibal" compounder on sale. Here is the Bull Case for ADBE
**Disclaimer:** I used AI to make my points more structured. **TLDR:** The narrative is that Generative AI (Midjourney, Sora) renders Adobe obsolete. The financials tell a different story. Adobe is a "Digital Landlord" with 89% gross margins and a moat built on professional workflows, not just image generation. While the …
I am trying to move forward or put the Direct Indexing with Tax-Loss Harvesting SMA concept to bed, at least for my situation, but I am struggling with the big picture.
I am recently retired with hopefully a few decades to go. Shockingly, I hate paying ever increasing **taxes in CA driven by expenses**, driven in large part by home costs, medical costs, and college tuition. I struggle with the (irrational?) balance of progressive tax avoidance and selling to live and …
Zeta Global (ZETA): AI Marketing Play with Serious Upside Potential
Hey, I've been digging into Zeta Global (ZETA) again as a potential long-term hold in the AI and marketing tech space. This is my second look at ZETA after my initial research a while back – wanted to refresh with the latest data since things are moving fast with their …
$BUKS: 38% Aerospace Margins & A Strategic Niche Monopoly Positioned for a NASDAQ Re-Rating
*I am really interested in your thoughts/opinions and counter arguments!* **Butler National Corporation ($BUKS)** is a 191M holding company that has quietly built a small-scale aerospace powerhouse. By using steady cash flow from its Kansas casino to fund a specialized aviation wing, the company achieved 38% operating margins and 66% …
Why don’t rich people invest in bonds after a certain threshold?
If you have a nest egg of 20m USD, and invest it all into 30Y Treasury Bond with a yield of 4.7% wouldn’t that return 900k+ every year essentially guaranteed? I’ve been spending my 20s aggressively investing and saving towards a nest egg number like that with the thought of …