Posts
6 reasons Private Equity annoys me: A rant.
Do you remember *The Number 23*? It’s a 2007 psychological thriller, starring Jim Carrey. In it, the protagonist, played by Carrey, becomes increasingly obsessed with the 23 enigma, noticing the number, or patterns connected to the number, everywhere in his life. The digits of his birthday add up to 23. …
Sanity Check My Roth IRA Rollover Plan
I just had a Roth IRA rollover clear and I'm ready to put this lump sum into a portfolio for the next forty years- just kind of forget about it. I currently have VOO and VXUS in my Roth IRA, as well as a separate brokerage account that holds NVDA …
100K in stock market 25M unsure if i should invest into more real estate?
Im 25M i have around 110k in the stock market which includes 25k in my roth 30K in my traditional and 52k in my personal investment account! Now that im making more money unfortunately i cannot contribute into the roth anymore. I put 1k a month into my investment account. …
Retirement planning, how to diversify
Hi folks, Planning for retirement. Currently maxing out my 401k so is my wife. Current projections take us to around $6m at 59 for retirement \\\~20 years away. I don't see that being enough to safely draw down given inflation projections etc. Would like to diversify outside of just my …
Why you should invest in insurance stocks
Buffett’s preference for insurance companies comes down to a brilliant financial mechanism that most investors don't fully appreciate: **the float**. When you really understand how this works, it becomes clear why he's called it one of the best business models ever created. Here's the basic setup that makes insurance so …
Mobx thoughts after earnings report?
Going off the report they state the concern in being able to meet costs to continue operations. Should this be the immediate concern before the $1 deadline and reverse split? Are holders worried about this? The thread is silent and would be interested to see who is still out there …
Could Wall Street Really Seize Our Retirement Savings in the Next Financial Crash?
I found this opinion piece that’s making some pretty alarming claims about retirement account safety: https://www.foxnews.com/opinion/wall-street-could-seize-your-retirement-savings-next-financial-crash-its-perfectly-legal Essentially, the claim is that our 401k and IRA might not be as protected as we think. There’s this practice called “rehypothecation” where brokerage firms can use your assets as collateral for their own …
Does the 4% rule even apply anymore when it comes to index funds?
Everyone keeps repeating that VOO does \~9% a year long term. So I bought the UCITS version in Europe (VUSA) back in December 2024 at €109.5. It’s basically the same price today. So… where’s the 9%? Honestly, where does the 4% rule even show up here? I know “long term” …
Netherlands parliament passes insane new law to crush investors
The Dutch lower house just passed a 36% capital gains tax on unrealized equities and crypto gains, in a move likely to spark mass capital flight. The bill, called the Box 3 tax, still requires approval in the Senate. Under the [new law](https://finance.yahoo.com/news/dutch-lawmakers-advance-36-capital-092300720.html), if your $50k in stock investments rises …
Does classic index fund advice work in Emerging Markets?
What is the general consensus around active vs passive management in Emerging Markets. The classic advice especially with boggleheads is low fee index funds over long time horizons, which does consistently beat active management. However, a lot of this advice is for developed economies and provide examples in developed economies. …