Posts
What’s a good way to spread out my money without taking too much risk
Im 22 and currently have about $5k invested in the S&P 500. I’ve been getting promotion after promotion at work, so I’m making pretty solid money for my age and I want to start growing it more aggressively. I’m totally fine playing the long game. I’ve had people tell me …
Looking to move 95% of savings out of HYSA to market fund for long term hold. Which one do you suggest?
I’m planning to move approximately 95% of my savings out of my current Wealthfront account, which is currently yielding around 3.3%, and into a money market fund where I can park it for the long term. I want to ensure that my funds remain liquid while earning a higher yield …
Have an Advised account at Vanguard, thinking of changing it up
Long story short I have a traditional IRA that I'm not contributing to, just letting it ride. Plan on retiring in 17-20 years. It's an Advised account, currently has 175k in it. The advisor has it pretty diversified. I'm just about ready to cancel the advisor service and go back …
I stopped paying for research tools , here's the free setup I use instead
Hi everyone, wanted to share a tool I've been using for fundamental analysis -- I call it my "Pocket Analyst." Basically a little AI analyst you carry around, ask it whatever comes to mind. Like when these questions randomly pop into my head: * How did AMD do last quarter? …
Investing too little? / need advice
hi all, I’m bout to turn 26 and currently I’m making around 2.5k biweekly after 401k contributions in a VHCOL city. My current cost of living is probably 2k, (rent around 1.35k and rest on food, groceries etc) my current company has a 401k match and I put 8% of …
Die kennt keiner, laufen aber top
Ich will mein Portfolio mit folgenden stabilen Mid caps erweitern. Diese beiden Unternehmen profitieren indirekt beide massiv von Verteidigung, Weltraum, Energie und Rechenzentren. Beide Unternehmen laufen stabil und steigern ihre Umsätze und ihr Wachstum konstant. Ich bin von beiden auf langfristig gut überzeugt, nur der Einstieg nicht optimal, aber ist …
CoreWeave is in danger, CoreDebt
CoreWeave already has $18.4B in debt at about 11%. That’s roughly $2B a year in interest. Just interest. Add another $8.5B even if they get a better 8 to 9% rate that’s another $700M a year. Now you’re at $2.7–$2.8B in annual interest before paying back a dollar of principal. …
Venezuela's Gold Reserves Continue Sharp Decline – 11% Drop in 2025 Signals Accelerating Depletion
r/investing, Venezuela's central bank gold holdings fell from 53 tons to 47 tons in 2025 – an 11% reduction, continuing a multi-year pattern of reserve liquidation. This follows a 13% drop in 2024, meaning the country has lost roughly 14 tons since end-2023. At year-end 2025, the remaining 47 tons …
Seeking Alternatives to HYSA.
27 M. Late here and freshly starting out, exploring options beyond a HYSA. Aware that Fidelity’s money market is around 3.3% APY, Vanguard’s is similar, and SGOV is roughly 3.5% APY right now. Keeping an eye on solid alternatives and comparable rates as I get started.
Vanguard, Fidelity or Schwab for investing in Index funds?
Hey, ya'll! I've been wanting to invest for years, but wasn't able to financially do so until recently - I've got a very modest amount of money in my savings account ($3,000) and would like to just do small, low-risk long-term investing. With all of this into consideration, are any …