Posts
"Trillions wiped out overnight" - why this statement is misleading
A stock price is not money. It's a momentary agreement between a buyer and a seller. If a company's stock trades at $100, it doesn't mean all shares can be sold for $100. It only means the last trade happened at that price. The moment a large number of shareholders …
Home purchase vs Reinvesting in the market
I will keep this short, I liquidated ~60% of my portfolio in Jan/Feb for a house down payment. I do not need a house for any reason besides avoiding the annoyance of renting. When does it become worth it to use my down payment money to reinvest into the market? …
The Hidden Cost of Sending Workers to Gas Stations
A friend who manages a construction company explained something I never thought about before. Fueling vehicles at gas stations actually creates operational inefficiency. Think about it. Every time a worker stops to fill up a vehicle: * time is lost * projects slow down * fuel receipts need tracking * …
I have been going back and forth on this for a while and I want to know what people here think.
I am 23. Full equity portfolio right now, basically 100% VWCE. No bonds. The standard advice for my age is that I have enough time to ride out any crash so bonds are not worth the lower return. But interest rates are still relatively high compared to the last decade. …
Wix is not getting disrupted by AI any time soon
wix's price has been going down since early 2025 mainly because of the AI threat (why would you use a web builder if Lovable can build your website with a prompt). I've never believed in this narrative because even though AI can help you with building it, many builders do …
Political Insider Trading Ban
The whole premise of my newsletter is to educate new investors to stock market moves and to do what I can to highlight potential advantages. I find it funny congress is proposing to eliminate their money making advantage with the Stop Insider Trading Act (HR 7008). The bill is moving …
What are your favorite RNG/Biofuel plays given the crazy diesel prices?
I’m certain the industry is getting significant tailwinds given the macro economics just curious if anyone has any interesting plays. My favorite is Opal Fuels Background on CNG/RNG for transportation, 18-wheeler fleets are hard to electrify because of the downtime for charging, lack of power/torque, and lack of grid energy …
US lost 92k jobs in February
[BLS](https://www.bls.gov/news.release/empsit.a.htm) Household survey was also poor with 185k less employed people and participation rate falling to 62.0%, worst in decades (outside the pandemic). Not great timing with the spike in energy prices. Still remain fully invested, but ensure your asset allocation properly represents your risk tolerance. Also this is probably …
Dividend question in taxable, drip vs rebalance
Should I continue to drip for all my etfs and mutual funds or use dividend payout to rebalance. My thoughts were since dividend payouts cause the fund to drop in price to reflect the payout, its smart to drip reinvest at the lower price. New capital currently used to rebalance …
Taxes in investing, it is Tax time.
Last year 2024 I had a gain of $35,000 from a sale of a stock, from rebalancing. This erased a $3000 refund and I had to pay $3500 instead. This tax year 2025 I had a gain of 9000 dollars from Dividends in a stock index fund. I will pay …