Posts
Inflation adjusted Retirement contributions
I like to use real return rates (6%) for projecting potential retirement balances. Since I use real rate, I use a flat investment amount (20% of current pay) for projections. Based on these, I hit my retirement number at 55. Now I am looking to increase my lifestyle spending. My …
Interesting ETF offering equal weight exposure to 10 different tech megatrends
Equal Weight Tech Megatrend ETF HAN-GINS Tech Megatrend Equal Weight UCITS ETF (ITEK) seeks to provide exposure to the disruptive technology companies in “Industry 4.0” that are changing the world through global megatrends. The equal weight tech megatrend ETF provides equal weight access to companies that are driving innovation in …
Want to build long term wealth investing
38 year old male in the UK. Over the last 20 years I've built up £70k in savings. £50k is in Chip earning 2.7% interest and £20k is in another bank earning 4.6%. I feel i need to put all of this into stocks and shares which I won't need …
“Drill ready” For NovaRed, is a change in what the market is allowed to imagine.
A lot of junior mining language gets abused, and “drill ready” is one of the worst offenders. In weak hands, it becomes a vague marketing phrase that tries to make an early project sound more advanced than it really is. That is why the useful reaction is not to cheer …
British Small Caps - that bad??
Looking at the fundamental ratios, British small caps funds like EWUS are trading about at levels comparable with Colombia and Thailand and Mexico. Usually developed economies trade at a premium, but this isn't the case with with England. I know they have a lot of structural problems with their economy, …
Is this really a contrarian setup, or are retail investors reacting to real signals?
Retail selling is picking up again, but I’m not sure this is just panic or a clean contrarian setup. What’s throwing me off is that when you look at recent filings, especially in energy, the picture doesn’t look that clean. Exxon for example still reports over $50B in future purchase …
Land sale proceeds..market, HYSA, CD?
Hi all. Basic question here, just looking for some advice. We are currently in the process of closing on the sale of some land we own and after the sale is complete we will walk away with about 50k. Our plan is to stay in our current home (first home) …
This is where the story starts getting harder to ignore
[](https://www.reddit.com/r/pennystocks/?f=flair_name%3A%22%3Asnoo_dealwithit%3A%20General%20Discussion%20%3Asnoo_dealwithit%3A%22)There is a stage where a company can be easy to overlook. The ideas sound ambitious, the market opportunity is large, but the numbers are still small enough that most people can dismiss it without thinking too much about it. That stage does not last forever. At some point, the …
Most crypto backtest posts are lying to you by omission
If you've been here for some time, you know how it goes: Someone shares their equity graph claiming that their method is “10x since 2020,” the graph is nice and clear, and somehow somewhere deep down in the thread you’ll realize that they haven’t taken into account fees or started …
Pending Implosion of US Equities
Thinking out loud: Sooo what we've seen this week and last is that we have ***MemPalace*** and ***Gemma 4*** taking advantage of advancements in memory usage. If inference and memory get to the point to where the coding models of today are inferior and the storage and inference are 100x …