Posts
Advice Welcome - 22y.o. IRA
Hello, I was hoping that some people could offer their advice. I am a 22 y.o. grad student who will be moving and starting a new job in the coming months. I have roughly $12,000 cash sitting in my Schwab Roth IRA; it makes up about 85% of my total …
There is no point in time where the US market wasnt higher 20 years later.
Does this stat ever come up, and does it help with the constant fear and uncertainty that keeps people afraid of just putting money in and not worry about it? I may be oversimplifying, but this stat alone is quite reassuring for me. Let me know if im being naive.
Why the hate for Target Date Funds?
I've had several comments against Target Date Funds. Are they really less effective than having a US stock ETF, a world stock ETF and a broad bond market ETF? If so, why and by how much % growth per year? For me, answers specific to taxable and tax-deferred accounts would …
科技股狂拉之后，我选择先落袋在再试空，欢迎大家关注
SPXU 在 45.72 这边先尝试了第一批空单，这一单不激进，更多是试仓，博一个情绪反转的机会，说白了就是看看市场会不会给华尔街来一波“打脸” 这段时间软件和科技股反弹很猛，AMZN、AVGO、NVDA、GOOG、MSFT 基本是轮着往上拉，账户也顺势创了新高，这一段利润我已经陆续兑现了一部分 现在的思路很简单，从盈利里拿一部分出来做对冲，不是盲目看空，而是在当前位置去博一个回踩节奏 如果市场继续往上，那这单就当成本控制，如果出现回调，这一单的性价比会非常高 本质一句话 现在不是情绪追多的阶段，而是开始考虑“赚到的钱怎么守住”
Are we in Greed or Fear Right now?
I would've said fear on Monday but if a shoe brand company can liquidate their assets and pivot to AI... and the market rewards them for it? I'm genuinely so lost, I saw a graph this morning that I'll post in the comments but +130M (9x) is INSANE
Quick favor: 1-minute survey for college research project
Hey all! If you have a second, please fill out this brief, 1-minute survey. I am conducting a short research project about meme stocks for an economics class, and I’m trying to gather responses so as to get a meaningful sample size. Any responses would be greatly appreciated. Thank you …
The Secret Trigger That Will Send GameStop Vertical
[Youtube Video](https://www.youtube.com/watch?v=l-GKIZz1k9U): GameStop shorts may be tied to the yen carry trade. This video explores the theory that hidden short positions in GME and other meme stocks were funded through cheap yen borrowing and why a yen unwind could pressure those trades.
While everyone is focussing on the strait, watch out for the Stagflation narrative
Everyone's watching the Strait of Hormuz and yeah, energy supply risk is real. But markets price the obvious fast. What's actually moving under the radar right now is the stagflation narrative. Not as a hot take, as a measurable shift in sentiment. While most fear narratives have cooled this week, …
Allbirds announced company pivot to AI instead of shoes.
note the cnbc article on this: [https://www.cnbc.com/2026/04/15/allbirds-bird-stock-shoes-ai.html](https://www.cnbc.com/2026/04/15/allbirds-bird-stock-shoes-ai.html) anyone else think the AI thing may be a bit overblown at this point. Im not saying it wont amount to anything but at this point it feels so dot com bubble 2000 like. 3/4 the players will end up wiped out with …
Anyone took a loan to invest in index funds?
Does anyone have experience in taking a \\\~200k loan to invest in index funds? Where I’m from personal loans up to \\\~500k charge 2% per annum for up to 5 years. Assuming that the average returns around 9-10% from a bunch of index funds, I’ll be able to gain the …