Posts
Increasing Pension Contribution vs ISA
I’m 21 and getting into investing early and want to set myself up for the future. I currently contribute 8% into my pension via salary sacrifice (employer matches up to this) and live at home with my parents so can pretty much/ almost maximise my ISA allowance each year. I …
Cyclical investing meets war, the result is explosive alpha
Hello my fellow situation-monitoring enthusiasts, Throughout 2025, I went balls deep on oil and gas, both producers and oilfield services. I started buying in Q1 and despite a minor implosion following liberation day, I kept accumulating, eventually I ended up being all-in but as the share prices continued to fall, …
Anyone thinking of getting into ONDAS $ONDS
I would love to hear everyone's thoughts on Ondas. the analyst seem to love it as they have "strong buys" on it and have a price target of around $20, which is over double the current price. I understand that they have stock dilution problems and have been acquiring a …
Salami-crash.. why you always see market first go up and than fall deeper
I see alot of people asking why the market since the beginning of the war alot of times seems to be going up for a while before falling deeper. The reason for this is how hedge fund algo's trade. There are some that are programmed to always by the dip …
🚨Fed Officials Signal That Rate Cuts May Be Over
A few weeks ago the expectation was clearly rate cuts. Now Fed officials are openly saying the next move could be higher, lower, or no change at all. What’s driving it: * Inflation still elevated (oil, tariffs) * Labor market softening, but not breaking Feels like the market is losing …
100% Unsecured Loan from Private Credit Firm In Dubai
Curious how people here view the role of unsecured or lightly structured debt within a broader capital stack. Recently came across a model where lenders are willing to finance up to full project cost, but place heavy emphasis on independent feasibility and risk analysis upfront, along with strong underwriting of …
Think before lump-summing FXAIX like I did. Any way to calculate how long it may take to catch up?
My timing could literally not have been worse, and it’s on me. I dumped 7k into my Roth IRA for last year and another 7 this year. My average cost is sitting at $235 and the market doesn’t seem like it’ll rebound any time soon. I made a post asking …
The intersection of AI datacenter, hydrocarbon and private credit
Electrical rates are projected to keep going up in my residential area (which coincidentally has seen many datacenters being constructed within a 100 mile radius of where I live), and one of my friends working in the gas turbine manufacturing industry stated they are still seeing months-long backlogs of orders. …
How to deal with the money that was contributed to traditional IRA post tax?
Hello everyone, I have contributed to the traditional IRA with post tax money for several years that has been documented with form 8606. Now I am in retirement and like to take it out or maybe convert to Roth IRA? However, this portion of money was in the same traditional …
The Case for Lululemon - A Deep Dive
Hey, have gotten some good feedback on a few previous posts, figured I would post this as well. Also, it is written for substack so charts/pictures are mostly missing, sorry :( Waiting for the person who comes every time and accuses me of using AI. Enjoy! Most consumer brands are …