Posts
Advice general investing ?
Hi ! I’m a 34 F, with 6k in debt (plus my car lease) and 16k in savings, just sitting in my 401k, I would like to start building something for my future since my job is no longer matching my 401k contributions, I want to take the money out …
Restructuring my Roth for growth
I am restructuring my Roth to be growth centric with one solid dividend grower. Keeping it relatively simple, attempting to avoid significant overlap, while selecting funds that should complement each other. Here is what I'm thinking. SPMO - 50% VTV - 30% SCHD - 20% I have 10 years until …
Beginners’/Dummies’ Guide to Investing??
Hey y’all! I’m a 32F and I know basically nothing about investing. I’m hoping to find a cliff notes/dummy version of what to do and where to start. Basically, if you could start your whole investing journey over knowing what you know now, what would you do or change? What …
Question about BGF World Gold Fund & BGF World Technology Fund
Hello all, I am relatively new at investing in general. I invested into these two gold funds in December late last year, and they have been falling ever since. Should I cut my losses and sell now, or continue to hold them till end 2026 / early 2027? I am …
Alternative investing types
So I know there’s boglehead which hopfully soon I’ll be doing that Roth IRA- vti and vxus (or there mutual funds for vanguard I’m sure what what I’m doing yet) I need to figure out automatic deposit And then taxable - VOO and VFX I was wondering if there’s any …
New employer has no match 401k with VOYA, how to proceed?
Basically the title. The company I now work for has a 401k program through VOYA, vested 100% immediately after the short probation period. Can contribute up to a specific amount every year, iirc $7,500. I understand this is obviously not ideal and I'm waiting on specifics about fees and such, …
Rules for thee but not for me. Sick of missing out on opportunities that are reserved for accredited investors.
Can anyone give me the cliff notes and history on the rules and “why” certain investment opportunities in private equity and venture capital are reserved to accredited investors only? I understand the government wants to “protect the poor and uneducated from taking on too much risk,” but I’m highly educated …
Portfolio diversification
Jeremy Grantham was in the Diary of a CEO podcast and, besides predicting yet another bubble, suggests disinvesting in the USA by investing in index funds that exclude the USA. Also a bit of gold/silver, plus bonds. What do you think of this portfolio distribution? [https://youtu.be/32u5T6lO8qk?is=90KnBpA-CoLEq-Dm](https://youtu.be/32u5T6lO8qk?is=90KnBpA-CoLEq-Dm)
I created a tool that shows the likelihood of the AI bubble to pop
I built a few oss jobs that collect data from the web and quarterly reports from the hyperscalers about AI-related CapEx. This data then populates a static website, and an indicator is calculated showing the probability of the AI hype cooling down. I host it for free on the GitHub …
I kept waiting for "the right time" to invest for 2 years. Finally did the math on what that cost me.
in 2021 i had some money sitting in my savings account. wasn't a huge amount, around $6,000. i kept telling myself i'd invest it when the market corrects a bit. just waiting for a better entry point. market dipped a little. i thought it would dip more. didn't buy. market …