Posts
Unpopular Opinion: QQQM beats VOO over a 30-year horizon
As someone looking at a strict 30-year investing timeline before retirement, I think QQQM has a stronger case than VOO for long-term dollar-cost averaging. I know the usual Boglehead response is that QQQM is just performance chasing and adds uncompensated risk. But I think that argument falls apart once you …
20 y/o with ~$93k net worth, low income (~$20k/yr) – what should I do with my cash?
Hi everyone, I’ve been wondering how much cash is actually too much, especially when you’re young and have a long time horizon. I’m 20 and have around \~$93k total right now, with about $63k sitting in cash (some in a \~3.3% account and some just in checking), about $24k invested …
Sold my position in INTC… even though it “looks cheap”
I recently exited a position in INTC, and it wasn’t because of price action alone. On paper, it looks like a classic value play. Lower multiple, big name, heavy investment into future growth. But the more I looked at it, the more it felt like a long wait with too …
Portfolio opinion needed :)
Hey there! I am planning to restructure my portfolio (around 30k) and would be very thankful for honest feedback. The idea: The baseline is a standard 50/20/30 portfolio (World, Europe, EM), which I'd like to split up into a normal growth part and a value part in a ratio of …
What is your life changing investment?
Don’t say that investing yourself. I mean, just an investment that really changes your life; including good or bad investment. Let’s me begin, COVID drop: buying index funds. It is my most profitable trades so far. COVID really a raw global event, at that moment, I bought some index funds …
Roth solo 401k vs Roth IRA?
I have a job that does not offer 401k. Would seeing if I can open a solo roth 401k be worth it if possible? or would Roth IRA be sufficient for retirement? I feel confused with the advice on youtube and articles. seems I can have multiple IRAs? but also …
Blue Owl Stock Crashes to All-Time Low After $5.4 Billion Redemption Requests
Source: [https://beincrypto.com/blue-owl-stock-record-low-fund-redemptions/](https://beincrypto.com/blue-owl-stock-record-low-fund-redemptions/) Investors requested to pull 40.7% of Blue Owl's $6.2 billion tech-focused fund and 21.9% of its $36 billion flagship credit fund in Q1, among the largest quarterly redemption requests ever seen in the non-traded BDC market. Blue Owl is honoring only 5% of those requests, citing a "meaningful …
Oil and the USD Reserve Status
I think the worries about the impact that the Iran war will have on the USD is overblown. I think there are two interconnected reasons why: First, the world doesn’t use USD as a favor to the US, they use those dollars because they are the best medium of exchange …
Just as spelled out in project 2025 in case, anybody didn’t read it or take it seriously. But for our purposes, does this mean we can only invest in defense now?
So if passed, this is basically good news for defense contractors and anybody who serves defense contractors. Not sure why we need 1.5 trillion when Ukraine and Iran have demonstrated that they could do a lot more with a lot less. So you can pretty much forget about investing in …
Why This AI Tokenization Play Is Gaining Momentum
Stock Info on DVLT that every investor should know! Hey folks, as someone who loves digging into promising tech stocks, I wanted to share my positive take on Datavault AI Inc. This company is at the forefront of AI data monetization, real world asset tokenization, and building powerful Data Vault …