Posts
Investing Advice- 26 M Starter
Hello! I’m 26M and recently started investing. I opened Roth IRA this year, I have around 21k in investments and 30k in depositary accounts (HYSA, checking account). I recently bought a car and have 25k debt. I recently got promoted and am now earning 115k per year, and want to …
How do you know if an investment advisor is actually good?
I've been thinking about getting a financial advisor for a while now but honestly I have no idea how to tell if someone is actually worth trusting with my money. There are so many people out there with fancy titles and certifications and I genuinely can't tell what's legit. I'm …
AMD earnings are upon us, what can we expect?
I have a significant position in AMD. My net investments are 350k since 2021 and mostly into AI stocks. I'm torn on AMD because I have conviction that it will at least double before 2030, which should be enough to be content, but I'd rather not hold the bag on …
If everyone knows about a method to make money, the method will soon cease to be profitable.
If everyone knows a method to make money, that method soon ceases to be a source of profit. The trade becomes crowded and the edge is arbitraged away. So when does index investing stop working? \-- -- -- * If all future discounted cash flows are priced in, what is …
Should we all be leveraged SPY?
I want to start by saying this is not intended for specific circumstances that are highly sensitive to variance (close to retirement for example) - but I’d like to hear if anyone has considered the implications of the Kelly Criterion on their own portfolio. A very brief and incomplete summary …
How much do Americans REALLY have saved for retirement
I am 37 and have about 170k in my roth Ira, this is after years of maxing it out and it is tough. I am just curious of what other people have saved because if you ask any source they are claiming most Americans my age have A LOT more …
I have 358k of VOO at 44. Ive played around with several calculators to see what it can be worth at 74.
Can someone give me a realistic expectation what my position "could" be worth in 30 years with dividends reinvested? Want to make sure I didnt go overboard with the numbers I put in the calculator. Was a kid in the candy store punching those numbers in.
Tell me why someone should do more than S&P 500 index
If someone is younger and invests across Roth 401k, Roth IRA / switching to traditional for income limits , and traditional brokerage They put pretty much everything into either a S&P 500 index fund and SWPPX. Is there any reason to invest elsewhere if they have another 30 years in …
How much Microsoft (MSFT) are you actually holding?
Not asking for price targets, just curious about positioning. % of portfolio? Number of shares? Or is it your largest position? Trying to get a sense of how convicted people really are. Personally, I only have 20 shares as I am into ETF. Don’t laugh please. I got in at …
Almost 30 years in markets and UMC look very attractive at these levels
UMCs financial profile is why I was compelled to build a position here. Talk about a case for stability and growth anchored by a NT$109.02 billion cash position that significantly dwarfs its total debt. This robust liquidity paired with a massive 108% yoy earnings surge and a consistent $0.48 per …