Posts
How did you celebrate hitting $100k, $500k, and $1M?
There are 3 milestones I have been tracking since my investment journey: first 100k, first 500k, first million. I did not celebrate the 100k but I have recently reached 500k and thinking of getting a Rolex as a celebration. Have any of you celebrate your financial milestone? If so how …
XOVR’s ongoing fee is 0.75%, not 1.81%
Disclosure: I hold XOVR. Seen a few people repeat the 1.81% number but that’s missing an important distinction. The 1.81% number is combining two things that shouldn’t be described the same way. XOVR’s ongoing net expense ratio is 0.75%. The extra 1.06% people point to was reported under AFFE for …
Recently acquired a large sum of cash and have a few questions.
I'm almost 30 years old and was recently blessed with what to me is a substantial amount of money and I obviously want it grow like everyone else here but I'm new to all of this. I was able to max out my roth for 2025/2026 and threw it all …
Need guidence. I have 40k
So hi I am 22y/o and I have 40k saved my self I want to invest those completely for atleast 1 year . I want low risk as hard earned money and high returns if possible if there is any way where I should put them. Recommendations are appreciated Thankyou
27M so excited to see how compounding is working !!
Just a motivational to anyone who is starting o invest. My journey started about 4-5 years ago. I’ve been very blessed and in this time I’ve bought 2 homes (2 rentals) and one of them I house hack to lower my over head. Working on my last little consumer debt …
Trump Says Iran Has Agreed to Hand Over Enriched Uranium.
https://www.wsj.com/livecoverage/iran-us-strait-of-hormuz-blockade-updates/card/trump-says-iran-has-agreed-to-turn-over-uranium-6nLEopbfakKMyWOuGvLZ\ Just saw the news that Trump claimed Iran has agreed to turn over enriched uranium. If true, this could mark a significant de-escalation in tensions around the Strait of Hormuz, which has been a flashpoint for global oil markets. But at the same time it also creates volatility in …
Rate my 100k by graduation plan at plan 18 years old
I'm moving to Delft for CS this year. Parents are paying my rent and tuition, so I’m planning to live on bread and water and dump every other cent I get into the market. Basically, I’m going to work 9h a week to qualify for the Dutch grants, plus I’m …
Roth IRA. Seeking opinions
I've been maxing out contributions to my Roth IRA with Horace Mann for a handful of years and am finally transferring it to Fidelity (I've been meaning to for years... I have a taxable brokerage account with Fidelity that is equal value to my Roth). I am currently 38 (teacher) …
Why I no longer stay 100% invested all the time
After managing investments through different market cycles, I’ve moved away from being fully invested ***100%*** of the time. I now keep ***15-25%*** of my liquid capital in cash or short-term Treasuries. This allows me to deploy capital during meaningful dips without having to sell existing holdings at a loss, and …
I wrote a short thesis on January 13. Four calls. All four working. Here's what I saw.
I put together a forensic macro analysis on January 13, 2026 arguing the soft landing narrative was built on two illusions: resilient headline GDP and an AI CapEx boom that would lift all boats. Three months later the trades are working. Posting the original thesis unchanged. **The four fracture points …