Posts
Non qualifed use of house and capital gains
I moved into a house that I rented for 9 years with the goal of living in it for two to qualify for the capital gains exclusion as a primary residence. But I just learned about "non-qualified use." Does this mean I'm not going to be able to take the …
Is anyone else realizing that a 4% SWR is mathematically broken for European inflation right now?
Most FIRE spreadsheets online assume US inflation, USD assets, and a static target. I ran the numbers for a 30-year retirement factoring in the real debasement of the Euro (and CHF), and a static $1M/€1M target is actually deeply underfunded by year 15. I couldn't find a tool that dynamically …
Is Robinhood or Schwab better?
Hi! My mom currently uses Schwab to manage my custodial account but she doesn’t really understand the UI. I took a look at her thinkorswim and it also looked really confusing to me. I saw that Robinhood has a noticeably better UI that she likes better, but I noticed people …
Tell us about alternative physical investments people can stack, or would like to. Let's get weird
Post title says it all. I'm looking at ways to diversify my physical assets beyond precious metals and USD. There are many reasons to horde tangible assets. Maybe you're concerned about inflationary spirals? a zombie apocalypse? a quantum AI crypto-catastrophe? Or, maybe you're like me and just want to leave …
ONE decision turned what looked like a $5 billion mistake into over $285 billion in market cap
Western Digital paid $16 billion to acquire Sandisk back in 2016. 9 years later, drowning in debt, they spun it off to raise $3 billion... The market valued SanDisk at just $5 billion on day one. From the outside, it looked like a decade-long disaster finally being cleaned up. Then …
When does it make sense to sell and reinvest?
Let's say I own a stock with some gains. Is there a mathematical formula to determine if it would be more profitable to sell now, pay LTCG and reinvest at some later date with a slightly lower entry price vs. just holding and paying LTCG in 10 years? Or in …
Are markets becoming more political than ever?
Lately it seems like the difference between politics and investing is getting smaller everyday. With interest rate decisions, government spending, and global conflict, markets seem to react more to headlines than company fundamentals sometimes. I’m curious how all of you are looking at this. Are you positioning you portfolio based …
Gold just posted its first weekly decline in five weeks and nobody is connecting the dots
gold was supposed to be the war hedge. instead its down almost 3% this week while brent crude ripped 18% higher. the mechanism is straightforward but people arent seeing it. oil above 100 is fueling inflation, inflation expectations are pushing rate cut timelines out to late 2026 at earliest, the …
VISA, V earnings on 28th. What are the anticipations for post earning value?
I am planning to buy VISA because of their duopoly with Mastercard and to diversify my portfolio with something that isn't AI for once. What are the anticipations about the value for post earnings report? Not an investing advice just wondering about others thoughts
$ELMT New ipo. Is it a Great buy ?
Has anyone went into the new ipo ELMT. Looking for more info. I got in at $17 for 500 shares. I get attracted with anything that has to do with military. How are their financials? It’s true market cap ? I always see to miss a hype of a new …