Posts
the 'time in the market' rule is regime-dependent, not universal
the data showing 'staying invested beats timing the market' is mostly run on 1990-2024 windows that conveniently include the bull market structure of post-bretton woods, post-volcker disinflation, and ZIRP. those regimes produced specific returns. the math gets uglier when: \- you're investing during regime change (1965-1982 stagflation: inflation-adjusted returns went …
Covered Call ETF’s, the New 4% Plan
I went all-in (mid-five figure investment) today on *NEOS Boosted Bitcoin High Income ETF (****XBCI****)* nestled inside my Roth IRA. The final pillar of my Covered Call (CC) income sleeve is in place and ready to help fund a significant portion of my month-to-month retirement income starting in 2027. And …
Investment advisors do you use them or no
This has probably been asked before but I was wondering how many of you millionaires use a investment advisor to manage your portfolio? I hear that you don’t need one/ some people like having them. If you have any personal experience and are willing to share please do so
We analyzed 151,422 dividend ex-date events across 2,344 securities going back 17 years. Here is what the recovery data actually shows.
Been building a dividend intelligence tool and ended up with a database of 151,422 ex-date events across CEFs, ETFs, REITs, BDCs, and dividend stocks going back 17 years. Figured the data was worth sharing since most discussion around ex-date dips is based on gut feel. **Recovery by security type:** Dividend …
How to I find what the ^RLGTR is doing right now?
I have a mutual fund based on this index and will be selling it. I am able to pull it up on my iPhone but I assume those quotes are delayed. I tried my Schwab and Fidelity accounts but when I put that in or spell out the whole name …
22 Y/O and need some help
Hi! I’m 22 and make around 60k a year gross. I have no company match but I invest 4% to a ROTH 401k every paycheck and i’m in sales so my take home can fluctuate but normal take home is around 3-4k. My rent is $1000, bills for the rest …
Citrini Research Subscription Feedback
I’m beyond intrigued to subscribe to their substack after reading the recap/teaser of the analyst who visited the Strait of Hormuz - risking his life for a few points of alpha. https://www.citriniresearch.com/p/strait-of-hormuz-a-citrini-field I started digging and realized how influential Citrini is to markets, i.e. some of their AI scenario articles …
Any else find it difficult to invest in a stock that is on a tear?
I was hunting for some companies, found some that looked solid, nothing hype, nothing magical. Rather boring companies, like I got an IoT company that was looking solid. Since buying, it is up 30% in the last 3 months. It feels unreal, 50% in 6 months, and 100% in year. …
Spirit airlines short - follow up to my post from last week
Following spirit airlines plans to shut down announced today, I just want to follow up on my initial post. I just want to say thank you to all the haters and nerds who didn’t believe, you are what keeps me going. Eat it nerds. https://old.reddit.com/r/investing/comments/1ssq8a4/short_opportunity_spirit_airlines/
Any Good investing podcasts?
I’m looking for a good podcast that will teach me about investing. I currently have a Roth IRA and would say I essentially know not very much about what to invest in. So looking for suggestions I drive a decent amount for work so podcast or audio books are on …