Posts
Do accredited investor rules matter still in 2026?
I keep thinking about this and honestly can't land on a clean answer, because on paper it makes sense, risky and illiquid investments should probably be limited to people who can afford to lose money, but in practice it feels off. The rule is basically 200k income or 1M net …
Is it a good idea to leverage after a market crash?
I may need a bit higher returns than 100% stocks provide in the next 20 years in order to achieve my ideal retirement goal. I can't help but think that taking advantage of a major crash and the subsequent recovery is the safest bet. So I came up with this …
Daily General Discussion and Advice Thread - May 19, 2026
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Can I buy an investment property as my first home rather than owning one beforehand?
I live w my parents but would like to get my own loan and property to rent out, maybe even co sign the loan W them if needed but do I need to live in that property for a year before renting it out or does that depend on lenders? …
Bitcoin: A Network for Imitating Ownership Taken Seriously
Over the past decade or so, one of the strangest phenomena in history has taken place. Masses of people, enormous financial institutions, and even entire countries absolutely and unconditionally believe in one thing: that inside the Bitcoin network they own... something. Even top economists and the fiercest critics play the …
Super El Nino event this year?
I know it's speculation at this point, but I keep on hearing it's more likely now than previously that there will be a super el nino event. I was wondering if anyone had thought about potential investment opportunities and, in particular, in the commodity space. I was thinking the below …
When dividend yield exceeds portfolio credit line interest
If you were going to accept the volatility of covered call ETFs like JEPI and JEPQ with yields around 9-10% because you were willing to hold long term through dips (7-10 years), and could also borrow against that same portfolio at less than 5%, can I leverage the approximate 4% …
Are hybrid business models harder for the market to value?
Seems like the market prefers companies it can put neatly into one category. Once a business starts blending finance, assets, and digital infrastructure, valuation conversations get messy. TROO falls into that bucket for me, which is probably why it doesn’t get discussed in straightforward terms.
How much weight do you give management vision in small caps?
At some point with developing companies, numbers only tell part of the story. A lot depends on whether management can actually execute the bigger picture they’re selling. That’s kinda how I look at TROO right now, less about what it is today, more about whether the broader strategy can translate …
Retail investors often underestimate “behavioral costs”
A lot of investing conversations focus on expense ratios, taxes, and transaction costs. But I think behavioral costs matter just as much. Panic selling during volatility. Chasing narratives after huge moves already happened. Constant portfolio switching because of headlines. Checking positions every hour during drawdowns. Those decisions slowly compound into …