Posts
To what extent do you use AI to help you?
Is it more of a time saver? Or do you think it has given you an edge/special insight? Or something else? The things I hear people do with say Claude code makes be intrigued to hear how retail is leveraging AI. And whether it’s offering anything that really moves the …
Lost 70% on XRP. What would you do?
I’m a 25-year-old male software engineer. Most of my investments are in ETFs and stocks, but I wanted to try crypto with a portion of my portfolio. Unfortunately, I bought XRP close to the top and I’m currently down about 70% (~$6,000 loss). I’m trying to be rational about it …
If you're not buying MSFT/MSFU at these prices what are you even doing?
MSFT is something like ~$10 (2-3%) from it's **November 2021** price. The company is printing money, with something like 18% revenue growth for 8 consecutive quarters. It's literally cheaper now than the April 2025 tariff crash. Biggest bargain on the market right now, IMO.
Anyone here ever invested in a fund BEFORE it scaled?!
Hey all, I figured this might be the right corner of the internet for this. After spending years as the #2 at a long/short fund in NYC (we grew from $8M to $500M+), I left New York and decided to build something of my own here in Orange County CA. …
FKSAX and FZROX - keep both?
My company recently changed from vanguard to fidelity for our transitional 401k. I was moved into having FKSAX as one of my holdings. I also have FZROX for my Roth IRA personal account. Does it make sense to hold these two? I am leaning towards switching out FZROX from my …
Core PCE inflation rises to 3.4% making Fed hikes soon very likely
Core PCE inflation just got released and went up from 3.3% to 3.4% so certainly not going back to the Fed's target of 2%. Headline PCE inflation even hit 4.1%. Consumer spending also came in stronger than expected. Personal consumption expenditures rose 0.7% for the month of May. Different firms …
Standard broker watchlists are boring and designed to make retail lose money. (A former Big 5 Strategist's perspective).
Hey everyone. I spent a few years on the institutional side working as a Big 5 banking strategist, and honestly, watching retail get chopped up during these high volatility weeks is brutal. The biggest issue I saw from the inside is that retail tools are basically just noise generators. Your …
What are the point of bond funds? (SWAGX)
I have about 25% bonds in my portfolio. I set this allocation back when I started, so I would at least Be somewhat protected. Looking at performance I might as well kept it in a HYSA or something. I know if interest rates drop bonds would go up but they …
Investing vs Buying a Nice Car? or Try to Do Both? I am Young, Worth It ?
Hey everyone, I’m in my 20s, currently investing **$1,000/month into VT ETF**, and working on growing my income with side gigs. Now I’m stuck between: * continuing to invest all extra money, or * buying a **nice car** I know the long-term value of investing early, but I also feel …
So much for a cease fire in the US/China trade war
[China pressing for tariff concessions while fighting a Pentagon blacklist](https://www.scmp.com/economy/global-economy/article/3358369/china-vows-seek-tariff-cuts-us-while-decrying-its-malicious-trade-acts?module=top_story&pgtype=homepage) \-- South China Morning Post. Apologies for the paywall. It's only a matter of time before other media outlets pick up this story.