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Daily General Discussion and Advice Thread - July 02, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Would you still buy MU today if SK Hynix was just as easy to buy?
For a long time, MU was basically the easiest way for U.S. investors to play the memory story. That's about to change. If both were sitting in front of you today, and you could only buy one... Which one are you choosing? And what's the reason?
Investing in VTI over FZILX for dividends? Or vice versa for zero-expense ratio.
I've got a RothIRA at Fidelity, and I've invested in the fidelity zero expense ratio Mutual Funds, FZILX and FZROX, as well as Vanguard's corresponding ETFs, VXUS and VTI, which do have minor expense ratios (0.05% and 0.03%). Fidelity's Zero MFs do not distribute dividends, whereas Vanguard's do. From my …
Best allocation for business revenue?
Are there better options than holding your revenue in SPAXX? Is it better to invest it into something like VOO or is that too much risk for a business owner? I’m curious as to what other business owners do with cash revenue after they’ve already paid themselves and employees.
Best Allocation of ETFs that also include dividend ETFs
Background: Hello I am 26 y/o in the US with a decent salary. I invest about $750 a month in broad market ETFs in my Roth IRA. The $750 I invest is after investing in my employers 401k upto the match. I want to start investing a little amount into …
77 Year Old Mother - What is the right investment?
My mom has a significant amount of money in just cash. \\-$103K in an IRA in FZBXX. \\-Nearly $86K in checking accounts. She has social security and a small pension. She doesn’t need any additional income to cover her needs. I have advised her to open a joint brokerage so …
Apparently our beloved Reddit Inc went up by $23+/share today. What's up with THAT?
With more and more bots (and fewer and fewer active users), and noting that **"bots don't u p v o t e "** ... WHO in the world is bidding this dysfunctional community up, eh? ---- *Disclaimer/Disclosure: (1) I recall that the consensus was that NOBODY IN THEIR RIGHT MIND …
Feedback on this diversified portfolio
Wanted to be diversified from ai/tech, curious what people think! |Sleeve|Allocation|Ticker / vehicle| |:-|:-|:-| |Broad US equity|19%|VTI| |AI/growth participation|4%|QQQ| |Large-cap momentum|3%|SPMO| |Non-mega-cap momentum|2%|XMMO| |Small-cap value|7%|AVUV| |Gold|12%|GLDM| |Cash / money market|18%|cash/T-bills| |Dividend quality equity|8%|SCHD| |Minimum-volatility equity|4%|USMV| |Consumer staples ETF|7%|XLP| |Healthcare ETF|6%|XLV| |Quality compounder basket|7%|COST, WMT, LLY, V, MA, CB, BRK-B, WM| …
No Company, Government or International Organization (IO) has ever run a large survey ranking what people actually invest for
There are plenty of large investor surveys (like from [Schroders](https://www.schroders.com/en-us/us/local/media-center/global-investor-study-2020-retirement/), [Natixis](https://www.im.natixis.com/en-us/insights/investor-sentiment/2025/global-retirement-index) etc.), but each is built around its own goal list, and none of them cleanly ranks a population by its single most important reason for investing (like FIRE, Conventional retirement etc.) What I cannot understand is **Why this specific …