Posts
HYSA alternatives with better yield? I’m scared of stocks right now
My portfolio is at the point where I’m looking to lean more toward stability than maximizing growth. I figure these tariffs are probably as good a reason as any to start implementing a more conservative strategy. Previous strategy: max out 401k dumping everything into S&P 500 index funds with low …
50k to fund a newly opened self directed IRA. Scale of 1-10 how we looking…
1. Broad Market Equity Exposure: - Vanguard Total Stock Market ETF (VTI): $15,000 - Vanguard Total International Stock ETF (VXUS): $5,000 2. Sector-Specific Equity Exposure - Vanguard Information Technology ETF (VGT): $5,000 - Vanguard Real Estate Index Fund (VNQ): $5,000 3. Dividend-Focused Investments - Vanguard High Dividend Yield Index ETF …
Nuclear energy and AI stocks are heavily correlated
I’ve been investing in nuclear energy stocks since before Covid. I suppose my reasoning for wanting to be involved in the sector was because I think it’s the energy of the future. A pellet of uranium, the size of a finger nail, can create the same amount of energy as …
Moving investments from U.S to China?
Im not from US, however I have stocks on the US market, is anyone moving their investments to China? Im considering it due to (crazy shit) and don’t want to be caught with my pants down so to speak. Has anyone done this? Am I reading too much into things? …
Selling Mutual Fund Shares and Taxes
Sorry if this is the wrong sub for this question. If it is, maybe someone could recommend a more appropriate sub. I just sold all my shares in a mutual fund I have had for many years. This is in a non-tax advantaged account, so I have been paying taxes …
What would you buy for a baby born today?
Recently became an uncle and want to gift my nephew some equity and benefit from the magic of compound interest. I’m getting $100 of VTI for a bit of diversification downside protection, what else would you include as a longer term growth or value play? Thoughts?
I made mistakes with my Roth and need advice
I just found out that the contribution limits for Roth have to be equal to or less than the earned income for that year, or else there’s a 6% penalty per year. Is that amount on the excess amount put in, or just on the increase for the excess amount? …
Investing app for European stocks
So essentially all my money is in us stocks, due to economic times that are likely to happen. I want to put my money in different countries outside of the us and canada (i’ve been looking at german, uk and swiss stocks as for now). The problem isn’t that it’s …
Forced out of vanguard mutual fund
According to my dad, his employer is forcing him to liquidate his holdings in the vanguard mutual fund VWUAX and making him get the fidelity mutual fund FSPGX. My dad already told them no but he’s making it sound like he has zero choice. According to my dad, they said …
What industries / companies will be durable in 20+ years?
I am a fan of the long term buy and hold strategy. If the markets high? I buy it. If there’s a dip? I buy even more. S&P is great, and by being 50+% VOO and a mix of mag 7, I’ve had excellent returns since 2020. With that said, …