Posts
Has anyone tried the “invest every dollar” method for a long period of time and if so, how has it worked out for you?
This method is where you invest every dollar outside of your month to month bills into the S&P 500. Also maybe keeping 3-6 months of expenses aside as well, but nothing beyond that. Essentially using the S&P 500 as your lifetime “savings account.” You forgo paying off your mortgage early, …
How's this 401k allocation plan for a 25 yr old that just starting his career?
Trying to learn about investment as much as I can since I am making some money now. The 401k options are confusing and not sure which funds are the best for me... I chose Roth over the traditional 401k and per my family-friend Financial Advisor, this should be my allocation. …
Worried about economic collapse help w/ 401k investments
I have been really worried about all the stuff going on in politics and I really feel as though the economy is going to take a real bad turn soon. I just changed the investment of my 401k that was in a higher risk mix into entirely stable value fund …
Investing Feels Like a Rich Person’s Game—How Do Normal People Even Start?
I need some real talk here. Everywhere I look—X, TikTok, even my coworker’s lunch time—it’s all about “investing for wealth” or “passive income saves lives.” But I’m sitting here without extra money after bills in every month , wondering how that’s supposed to turn into anything. Stocks? Crypto? ETFs? It …
SPLG vs SPY/VOO profit potential
I’ve done a lot of research about this topic, but have yet to find a direct answer. My main bias is leaning towards owning SPLG, due to its cheap cost compared to SPY/VOO. I prefer to have whole shares as opposed to fractional shares That being said, let’s say I …
Phantom Stock Payout Treated as Income
As the title says I have phantom stock at the company I work for. This pays out when the company sells, which it seems very likely will happen shortly. No taxes are withheld and this will be taxed as income. I will have just over a year to pay those …
Lump vs annuity breakeven
Kind of new to this so please bear with me. My parents passed away recently and I (40M) am faced with choosing a lump sum vs an annuity from my mom's pension. Taking the lump sum is about 80k less than the annuity which makes the annuity feel tempting. But …
How much should I pay attention to the Bid-ask spread and Open interest when buying Deep ITM options?
I plan on buying Deep ITM options for ex. SPLG $42 call expiring on 12/19/2025z The bid is $26.70 and ask is $31.50 I read Heather Cullen ITM options books and wanted to try out the Strategy outlined in those books, but the wide bid-ask price and low open interest …
my husband and i are having a disagreement on what to do with our investments
currently we have 10% in cash, 20% in bonds and the rest in a money mutual fun. I personally want to just leave it alone he however wants to sell 70% to have in cash and wait for a major dip. I think trying to time the market like that …
Why do rich people like Buffet think investing in Coca-Cola is good?
What exactly makes this stock such an attractive investment opportunity? Is it primarily the generous dividends that shareholders receive as a return, or are there other key factors at play, such as strong financial performance, consistent growth, market position, or future potential?