Posts
House saving investment suggestion / confirmation
Hello I decided that finally I would like to buy a house. Single earner at £55K/yr. Completed an income and outgoings form, I can safely put aside £1800 a month. But to enjoy life, I set this to be £1000/month max. So, I have chosen the house target: Max £300K, …
Investing the sale of my house
Hola- I 34 married with young kids. My wife and i are currently building a new custom home. I'm paying for the entire house out of pocket, not financing anything. The estimated cost of the new custom home is about 2mm. the value of my current house is 2mm. So, …
where do you invest emergency funds when every safe investment is gone?
This is a hypothetical question because the following may or may not happen. HYSA is considered a safe for emergency funds because they are insured by FDIC up to $250K. Another safe emergency fund allocation is T-bill and associated ETFs and MMFs like SGOV and VSUXX. If FDIC is repelled …
Should I put money in Roth or individual account?
I know with the Roth there’s no capital gains tax when taking money out, but if I have low income, then I think the gains tax if I sell from an individual account would be low to nothing. On a capital gains tax calculator, it has you list other income …
EU financial markets / EUFN
Is anyone considering diversifying a bit out of the US given the current political climate? I know a Republican Pres generally bodes well for the market but we had a high inflation report yesterday and Powell said there’s no need for a change in strategy (ie, no rate reductions this …
Anyone ever work for/with GFI “Global Financial Impact”?
I have a buddy who has a meeting setup for me while he trains for GFI. I consider myself relatively financially literate and I’m not really interested in investing through them and I was mainly meeting to help him with his training process. That said some of my research has …
What is your window for taking profits or cutting losses?
I generally swing trade following the 20/50/200 charts but do have a few longer holds for dividends, etc. What is the general consensus for cutting losses or taking profits? I've heard things like down 5% sell, up 10% take profits and even larger down 5/up25 but i wanted to see …
One share of VOO a paycheck, thoughts?
I have a nice wealthfront HYSA at 4%. I did some math and it appears that if every paycheck I bought a share of VOO it would do MUCH better than my high yield savings account. So, my thought is that every paycheck I'd buy one share of VOO. 1. …
Good plays for the confirmation vote today
I had a post on here that was quite controversial about ADM which is a food dye company. Many people unfortunately trashed it which I was surprised about. That was after the finance committee voted to have RFK vote moved to the Senate. Well, the options play made money. ADM …
Safest money mark fund if FDIC is targeted?
Hi all, Getting worried about the current US administration and eliminating departments. Read some articles of the CFPB and FDIC starting to be targeted. What would be the safest money market fund to put money into? Been looking SPRXX, SWVXX, VUSXX and FDLXX for WA state tax. Made a chart …