Posts
Bitcoin's Paradox: Price Without Value
As investors, you're constantly looking for opportunities that promise high returns and growth. Bitcoin, with its skyrocketing prices and buzz in the media, may seem like an attractive option. Many see it as a digital asset with immense potential, but it's essential to understand a crucial distinction that many overlook: …
Caribbean Real Estate Investing?
Yes, it sounds like a ridiculous bit straight out of Step Brothers. So my mother (sole surviving parent) is considering cashing out some of her retirement account with Morgan Stanley to buy a place on Providenciales in Turks & Caicos. It’s become the annual family vacation destination, and she’s seriously …
What to buy in after-tax Brokerage account?
Hi, I have never invested in an after-tax brokerage account. I have always maxed out my 401(k), which consists of 30% Roth and 70% traditional, and I invested everything in large-cap growth. Now that we have achieved our emergency fund goal, we want to start investing in an after-tax brokerage …
Thoughts on investing in companies that don't align with your morals
It's a thought that's crossed my mind many times, a great opportunity presents itself, you're almost certain to make a profit on it but it involves shaking hands with a person/company that go against your personal beliefs. An example could be the recent dip in TESLA shares. I'm almost certain …
401K rolling over, use monthly divy to buy VTI / S&P?
In the process of rolling over an old 401K to a Traditional IRA and it’s just over 80K. Random thought that came to me, what if I took that and bought something that pays a monthly divy (O / Main , something pretty reliable but not super risky). Then take …
What Would a 50% Drop in U.S. Stocks Mean for Investors and the Economy, According to Recent Warnings?
I’ve been reading about Jeremy Grantham’s recent comments—posts on X suggest he believes the U.S. stock market is overvalued, with a Shiller P/E ratio currently over 37, compared to a normal level of 18. He warns there’s a potential 50% downside for stocks to return to normal valuations. That’s a …
Potential Black Swan - Ukraine
So this just hit me and I don’t like it. The meltdown of US/UKR relations on Friday could reverberate into a black swan. How? Trump demands a public apology from Zelensky. Zelensky doesn’t provide one. US withdraws all support to Ukraine. Europe decides to puts troops into Ukraine to guarantee …
Inherited IRA 100k~ 10 year requirement.
Account needs to be empty in 10 years. All tax advantage accounts maxed (457 and Roth IRA) for both me and wife. All VTSAX or S&P. Plus I will have a pension that pays 65% of base salary at 48 along with healthcare. My father was already taking rmds so …
How long does it take for a financial advisor to come back to you with a plan after meeting with you
I met with 2 advisors in a firm (together) more than 2 weeks ago. They said they'd be in touch once they had time to get a prospectus done. I have around half a million. I don't know how much work this entails but I'm feeling ignored. Am I missing …
Contributing to previous year of ROTH IRA
Do you all continue to contribute to the previous years Roth IRA? In this case it would be 2024s contributions. Or As soon as the year changes you start contributing to that year only? This is coming from someone who probably won’t hit the annual limit in contributions to the …