Posts
If you are bullish in the long term VOO or SPXL
Would like to check my logic with the community. If I am bullish in the long term (as I guess most investors need to be), why would I not DCA SPXL (3x multiplier of VOO) rather than VOO ? Seems it would be a no brainer way of beating the …
UIT questions re: fees. Selling early, etc.
Hello, I moved an account from an advisor to a self directed SIMPLE. In this portfolio there are a bunch of UITs. Some are new, some are expiring soon. I've looked through them and am not thrilled w/ the return. Some are \~1% over a year, some are in the …
Investing in mutual funds/ index funds vs dividend funds when young?
I am a young a new investor and I am sees lots of conflicting advice in regards to set and forget in a mutual fund or etf. And investing in dividend stocks to have the passive income. What are some pros and cons of each when starting out in your …
Opinions on these funds Please
Hi again, Still cleaning up from advisor. MBXIX a macro hedge fund? Although it seems to be doing alright it's heavy in ER! And what looks like Bonds/Fixed MIMIX DVHIX FTSM In our main account we have been using GOVT and VUSXX for bond/cash equiv. I'm just trying to consolidate …
Tax implications of rolling 401k and IRA to Robinhood.
Hi all, Struggling to find a specific answer despite this general topic being asked frequently. My question is specific to taxes and other implications I may not be thinking of. I have an old employer 401k that is a few hundred grand, along with two Roth IRAs that have much …
HSA no longer allowed to sweep to Schwab
Apparently the HSA attached to our Cigna insurance stopped sweeping over to Schwab last year, and we are no longer allowed to buy within the Schwab account, just sell. Does anyone have a guide on how to manage this? Is it selling everything in Schwab, opening up an HSA at …
Alternative to MMFs for interest in Europe
Hi everyone! With the ECB deposit interest rates going lower, I'm looking for an alternative to the MMFs with higher income to put my EUR savings in. Is there something similar in EUR paying at least 5% per year? I know about bonds but have to keep them for a …
What's the catch behind investing in a portfolio of high cost-to-borrow stocks?
Often times we all get ideas that seem like "free money". I'm experienced/humble enough to know that these are 99% of the time not free, possibly negative EV plays. But by coming up with and debunking these ideas you can learn a lot. So what's the catch with this strategy: …
So let's talk about crypto.
Whether or not one thinks crypto currencies are good in general, this administration seems hell-bent on linking the United States Treasury to them in some way. Well I've usually thought crypto is pretty much like gambling, but considering the above fact, I am wondering if it is time to get …
Investing 10-12k in Europe
Hello, I have around 12K in crypto (can cash out) and I’m wondering where to invest or what to do with it. I live in Europe, so if anyone has any solid suggestions, I’m all ears! Looking for smart ways to grow my money or profitable opportunities. Thanks! :)