Posts
Do people prefer investing over trading generally?
I have studied trading and gone through many methods. Theoratically, trading most of the time should outperform investing but for me I still preferred investing because in trading you would have to constantly monitor stuff and it just feels like doing too many things at one go and it might …
Online CDs For Retired Parent
My retired parent has been opening cds at various Banks. I am concerned that as he becomes older he will become victim to an online cd scam or he may forget where the account was opened or he may incorrectly wire the money incorrectly. Many of these type of transactions …
Hacker Leaks Account Data of 12 Million Zacks Investment Users
Zacks Investment Research, a U.S.-based financial services company known for its proprietary Zacks Rank stock performance tool, has reportedly suffered another data breach. This time, sensitive data from 12 million user accounts was exposed. ([View Details on PwnHub](https://www.reddit.com/r/pwnhub/comments/1iormks/hacker_leaks_account_data_of_12_million_zacks/))
Moderate chance I'll need to dip into roth principal when I buy a home. With that in mind, should I be investing in bonds, or should I still playing the long term game with stocks?
My empoyer allows the mega backdoor roth strategy, where after tax 401k contributions are converted to roth contributions, and then rolled over to a Roth IRA. I can do about $40k worth of this a year. I have not been taking advantage of this because I have been saving for …
I'm liquidating some of my stocks for a down payment on an apartment. How do I make sure my tax impact on this is as minimal as possible?
Just wondering what steps/checklists I should follow before deciding what to liquidate. I know long term gains are taxed lower so I'm planning to liquidate stocks that I've had for a while that has gained the least since only capital gains are taxed. Want to make sure I'm not missing …
Investing in Gold and Silver?
Simple question, really - I've been watching gold and silver go up, and hearing that Silver should be at about $50/oz My thoughts are for long-term and also maybe something that I could put liquid relatively quickly without having to worry about there being too much of a loss, or …
When it comes to brokerages, why is nobody trying to compete with Fidelity & IKBR?
Fidelity seems miles above the others in terms of their website, app, fees, core positions, customer service, and cash management account. IKBR, on the other hand, is very international-friendly and has low margin & currency exchange rates. I don't understand why the other brokerages aren't trying harder to compete - …
Recent unexpected surplus
I am 48,married, no kids in the USA. I am totally disabled and receive SSA Disability and VA disability totalling 5500 a month for my wife and myself. She does not work and recently got approved for her SSA Disability as well which should add about 1400 a month to …
fumbled to keep 29k in my portfolio this week. now down to 20k
a week ago i jumped my portfolio from 14k to 22k then 7k. i bounced from 14k to 8k for like 6 months. idk i guess i couldnt handle having 29k in my account that i folded got too scared when i saw a dip and read about inflation concerns …
The Shiller PE Ratio is once again spiking
The Shiller PE Ratio is at a level seen only twice before: the dot-com boom and, uh, fall 2021. And we're on the brink of surpassing the 2021 level. [The chart is something to behold.](https://www.multpl.com/shiller-pe) What conclusions should we draw from this? What could undercut this trend in the foreseeable …