Posts
Is there a point in adding to my employer retirement account?
My employer offers a 403(b) retirement account, where I set to investing in VIIIX. But they don’t offer employer matched contributions, just whatever you want out of your paycheck. I already have a Roth 401k via fidelity for fxaix, is there a point in contributing to my employer account? Or …
Mutual fund recommendations
I just qualified for a USDA loan for my house so I’m figuring I’m better off taking my down payment and putting into a mutual fund or something else to gain interest instead. Does anyone know a good high yield mutual fund where I can set it & forget it?
Next “Big”🧸AI trade. If $NVDA was 2023-2024, if $PLTR was 2024-2025, then $BBAI sure is 2025-2026
BigBear.ai specializes in artificial intelligence, data analytics, and decision intelligence solutions, primarily serving defense, intelligence, and commercial sectors. Here are some of its key advantages: 1. Strong Government Contracts – The company has a solid presence in the U.S. defense and intelligence sectors, securing contracts with government agencies, which provide …
Is it foolish to sell VOO at a loss?
Hey everyone, so I have 20K sitting in VOO right now, 3.3% loss on the year, not freaking out. I'm just more interested in some individual stocks right now that appear like good buys (Nvidia/Amazon/Google) and I'm thinking of just selling off my VOO and investing purely in those stocks …
How to remove exposure to an index component
We seem to be getting a lot of the same question recently about how to remove exposure of an index component if someone holds an index fund. Whether it's NVDIA because you think there's an AI bust coming. Or you don't want to own TSLA because of Musk - there …
any experience with https://angeldreamer.com/ or ipye?
Trusting a friend with a small investment of my money added to his much larger investment, who had great results with this combo recently (https://angeldreamer.com/ or IPYE, heavy into crypto) but suddenly Monday ,3/3/25, when gains were supposed to be available, his access to his/my funds is frozen, pending his …
March 14 debt ceiling, what happens it it doesn't get raised?
The approaching 3/14 deadline to raise the debt ceiling is right around the corner. Given the current situation in the US government, a government shutdown seems inevitable. I'm concerned about the possibility of a default, like some type of "soft default" scenario. Before you start mocking me and telling me …
Curious as to other’s thoughts on these Roth allocations. I have a 35+ year time horizon and am not too worried about the wild swings that will ensue. Open to other stocks, but prefer to pick from the list I will share.
ROTH PORT SCHG 60% -> 46% exposure outside of the big 3 that I have below. MSFT 12% —> ~18% effective AMZN 11% -> ~15% effectice GOOG 8% -> ~12% effective MELI 9% for EM pop Working list of alternative considerations: SCHG, MSFT, AMZN, GOOG, SPGI, MCI, NFLX, ENPH, PDD, …
Can't Afford a House, what should we do with our downpayment?
Hi, My wife and I are looking for some advice, so thank you in advance for any assistance. We live in a HCOL area. We make decent money, me $130k, her $160k, and are both 35. We have $90k combined in our 401k, another $50k between a ROTH and a …
How to remove certain company stocks from Vanguard retirement fund?
Hello! I don't have a lot of experience with finance, but I currently have a ROTH IRA under Vanguard (for 2065; VLXVX) and I am interested in removing stocks from Tesla from the retirement fund. Is that possible? Or would I have to move the money elsewhere somehow (without incurring …