Posts
Target retirement date funds
How do they perform in terms of growth? Are there better alternatives? What is the appropriate amount to invest for someone with an estimated retirement date of 2065? I moved a majority of my funds in my 401k from 2065 target date to large cap US stocks index fund. I …
Is this time truly different?
Who else is anxious that the current US leaders will tank the financial markets on purpose? With previous party changes, you could assume they still wanted to operate within the guidelines of common sense, and cater to the big companies. But this time around, I can’t be so sure of …
Late 30’s, 900k portfolio - seeking advice on 20k windfall
Frequent lurker, rare poster here Late 30’s family of three with toddler 900k portfolio position currently following Boglehead strategy - 80 VTI / 15 VXUS / 5 BND/cash mix Toddler has separate 529 balance of $10k and growing Current HHI approximately 200k before tax/insurance/401k contributions. Annual HH expenses approximately 70k. …
Stop loss triggered unexpectedly. Looking for advice.
As per the title: * I had a €10k long position in Rheinmetall with Trading 212 * My stop price was set at €692 * On 13th Feb at 9:02 am my stop loss was triggered and filled at an average price of **€691** OTC. I mention this because the …
How do you all think about using Treasury / Muni ETFs vs. Treasury / Muni instead of HYSA?
Hello, Hope everyone is well. I have a HYSA that I use for bill pay and savings. It has a 3.90% interest rate. Since interest is taxed at ordinary income at federal and state level, I have begun to research putting that capital into a federal or muni MMF or …
Index Annuity Pros and Cons
My cousin is enamored of an insurance salesman who specializes in selling index annuities. I have heard that SPIA's are the way to go with annuities. My question is, are index annuities more or less desirable than SPIA's (Single Premium Immediate Annuity) and why? Her husband has a lump sum …
Why Tempest AI keeps rising?
This is a genuine question and I am trying to understand the pattern here. What is causing such a massive increase in share value I bought 3.6 shares for 52.72 USD ach now it's worth 87 WTH!? Can someone please explain to me like I am 7? Thank you. Ps: …
Do people prefer investing over trading generally?
I have studied trading and gone through many methods. Theoratically, trading most of the time should outperform investing but for me I still preferred investing because in trading you would have to constantly monitor stuff and it just feels like doing too many things at one go and it might …
Online CDs For Retired Parent
My retired parent has been opening cds at various Banks. I am concerned that as he becomes older he will become victim to an online cd scam or he may forget where the account was opened or he may incorrectly wire the money incorrectly. Many of these type of transactions …
Hacker Leaks Account Data of 12 Million Zacks Investment Users
Zacks Investment Research, a U.S.-based financial services company known for its proprietary Zacks Rank stock performance tool, has reportedly suffered another data breach. This time, sensitive data from 12 million user accounts was exposed. ([View Details on PwnHub](https://www.reddit.com/r/pwnhub/comments/1iormks/hacker_leaks_account_data_of_12_million_zacks/))